Hello Everyone,
Found this site last night and spent hours reading the different horror stories. Wanted to add mine to the heap.
Let's see if I can trim it down somewhat.
Ok, 16 years ago my now 103 year old grandmother became a widow again. Could not live independently so my mother sold her town house and bought a nice house (S Florida) that had plenty of space to allow privacy for us all. We rebuilt 2 small bedrooms into one huge one so that my grandmother could have her own spacious sanctuary. There was a small building in back of the main house that the previous owner had built for his game room / computer study. No kitchen, shower or hot water, but still a quasi-guest house. That's where I lived.
My mother and I were co-caregivers in a sense, bur since my grandmother (MG after this) was fairly independent - at least at first - it was mostly companion and helper duties. I'm sure you all can imagine; ALMOST always eating together, going out to dinner on Sundays, playing cards a lot, fetching prescriptions and personal items, explaining various mail items, taking care of her pet dog, and so on. Realistically, giving up about 20 hours per week that in retrospect should have been spent doing something productive for me. I also was responsible for all the man stuff like yardwork and maintenance. Since we lived at the edge of a forest under a canopy of oaks, it was a LOT.
But also there was an unspoken but UNDERSTOOD arrangement that either my mother or I had to be there at almost all times. On call.
One more thing, unfortunately I never developed a great career. I worked intermittently as needed in hotel management but my passion was for developing software. This living arrangement was ok in that regard because I used my leftover time for my computer efforts. However - and this is important - at any time I could have left there and gone to work in a resort hotel that would supply a room and meals and salary in exchange for long hours and being on call most of the time. I've done it before.
Ok, MG gave my mother some money up front for the down payment and agreed that her monthly contribution would be $1200. Sounds like a lot but our house was wonderful, and assisted living would have cost her a whole lot more than that. Just about anyone in their 90's would love being there, especially with 2 servants to wait on her. Besides, MG had a monthly income of about $2000, so it was no hardship for her.
My mother was a great person, and was constantly spending her time and money on MG. Shopping, a cruise, dinner theater, you name it. Wanted things to be good.
Things went sour right away however, when MG got an "I'm paying too much!" attitude. Besides that, she wanted to be the boss on everything. So her mind was like a poisoned echo chamber with "I'm not getting enough for my money.", "You didn't NEED a pool!" (it's a very small one), and other grubby thoughts bouncing around in there all day long.
She would punish my mother for the slightest thing by shunning her and staying in her room for up to 3 months at a time. During these phases, somehow it was understood that I would deliver her meals on a tray and spend hours with her, either watching an evening tv show or listening to her complain about Mom. Her level of logic can be summarized by "I'm praying for Jesus to take me." followed by "Hurry up and go get my prescriptions." 5 minutes later.
To further illustrate the "punishing" mentality of MG, before moving in with us she lived 3 houses away from one of her sisters. They were shopping companions. Once when the sister was not ready to go to a planned Saturday morning flea market outing, MG responded by shunning her for the rest of her life.
MG has 4 grandchildren; me , my sister, and my female cousin (FC) and male cousin (MC). FC has always been her favorite, is an angel, and can do no wrong. My sister is married and is local but spent very little time with Mom and MG. The cousins live in our home state up north.
My mother, who had a heart of gold and always the best intentions, was the "bad guy". So MG relied on me for bank trips which was kind of in-your-face to my mother.
When MG first moved in the deal she made with my mother was "If you take care of me to the end, I promise to leave you what I have." Very clear, and believe me, my mother earned it.
However, my grandmother didn't really honor that arrangement because whenever her savings account got fat, she would go to the bank and buy another $5000 CD for one of the grandchildren. Although FC was the favorite, MG acknowledged that I was the one waiting on her by placing me first among the grandchildren. She would show me the CD's from time to time. Our unspoken agreement was "This is what you get for all that you do for me."
This life of waiting on Grandma and watching my mother being disrespected went on for 11 years. At one point MG just announced that she was moving out. She had tricked her sister back home into inviting her for a visit. When MG arrived with all her stuff, the sister was shocked. She tolerated MG for about 3 months, pushed her off to another sister, who in turn lasted about 3 months. Then MG called me - and NOT my mom, which would have been the honest way - and asked if her room was still available.
And so she returned and life resumed its former state. But to the horror of my sister and myself, my mother was diagnosed with lung cancer. For 10 months I alone took care of 2 helpless old ladies. My mom was in and out of the hospital 5 times, and had all the useless x-ray and chemo treatments. As she reached the end, she said to me, "Well, if I don't make it, at least you'll have a new start." Meaning the CD's in my name, which after 11 years were up to about $39,000.
During this period of sickness, MG hardly ever asked about my mother at all. As ugly as this sounds, she is a religious hypocrite and might even have felt that "God was punishing" my mother for something or other. She never went into my mother's room to talk to her or express any kind of love or sadness. She did not attend the funeral or pay even one cent of its expense.
When my mother died, there were legal fees and funeral expenses, but without her Social Security check, I could not pay the mortgage and other bills. Over the years, MG had punitively cut her contribution from the agreed $1200 per month, to $1000 or even $800 depending on her whim. Since our mortgage alone was $1800, and I had not been working at all the last 10 months, MG's $1000 was not gonna cut it.
So after consulting with my sister and her husband, I cashed in one of the $5000 CD's in my name to pay our bills. The idea was "Pay the bills now, explain it to nasty granny later." Please understand that my sister and I were in INCREDIBLE grief because we loved our mother so much. It was not possible to reason with MG since she probably thought our bills were $300 per month - like maybe in the 1920's - and that my mother had been getting rich all those years. So I just postponed it a couple of months.
Anyway, when I did explain things to MG, I was immediatedly condemned as a thief. I didn't explain this yet, but while watching my mother die, MG had promised that she would give all the CD's to the grandchildren in the coming year as they reached their rollover dates. So what was so criminal about me using some of what was supposed to be a reward for 11 years of service to pay our grubby bills?
MG arranged for my brother-in-law to take her to the bank the next morning and put the remaining CD's into her name exclusively. Wow! I watched in horror as my online banking dropped from $34,000 to zero right in front of my eyes. What an an incredible reward for the 10 months of hell I'd just gone thru.
Of course the other grandkids all got their CD's in the coming year.
Well, in hindsight I can see that besides punishing me, that was her sneaky way of entrapping me into taking care of her for the duration.
Those next 5 years were a horror story which I will continue if anyone is interested.
Please keep us posted on how you are doing. You've given up so much. Your story underscores what most of us never think of at the time of an agreement (indeed, we'd find it insulting to our elder) - get it in writing and get it notarized. This won't help you now, but your story will help others. Meanwhile, we care and want to know how you are doing.
Carol
First, thanks to all who took the time, not just to respond, but to read the story and consider the totality of my predicament.
Squishe, maggiesue, MindingOurElders / Carol, LovingGrandaughter, Anne, and neonwocky. Each of you added something of value for me to consider. Thanks.
Second, I apologize for not following up sooner, but I am really starting to lose it. Everything is crashing down at once. The credit that I had worked hard to build up is now completely trashed, I'm in debt beyond my worst nightmare - afraid to answer the phone, and our family house is days from foreclosure. All because I trusted my grandmother to be fair and reasonable.
Ok, one thing I want to point out right away is that I really hate the fact that the deal I made with my grandma (MG) - promising to take care of her to the end while she promised to leave me what she had - is viewed as an INHERITANCE. That is just unfair. "Inheritance" has all these connotations of unearned jackpots, which in many cases is true.
My situation is nothing like that. It is a very poorly thought out (by me) deal that is more accurately "deferred compensation". And it is not even legally guaranteed in any way. Because MG is dishonest, I face the possiblilty that she has some sneaky secret arrangement or will with my female cousin (FC). Because of the "deferred" feature of our arrangement, as time passes I become weaker and weaker financially, mentally, and physically. But MG gets to watch her savings keep growing.
Another way to describe it would be "a swindle"! That's how its working out.
Now, it seems to me that there must be thousands and thousands of seniors aged 90+ who are in nursing homes now but could easily live at home - let's say in an inexpensive manufactured home park - provided that they had a grandson or grandaughter who would be willing to give up their entire life to wait on them.
But who would do that? To give up completely on a job, friends, going out for anything but groceries, in short, sustain a complete loss of your freedom, and then become impoverished to boot is not a very attractive option. I don't think you would find many takers.
For me it is 4 years lost wages and opportunities and the fun of being bossed around like a child. And living under constant threats.
My "inheritance", should it ever materialize, will be a net loss of well over $200,000.
Anyway, I want to respond to some of the specific points that were made in my next message.
But one thing right now, I was really struck by Carol's extreme awareness of the potential negative impact on the caregiver. Without me saying much about it, she suspected that my mother's cancer and death may well have been related to the constant stress, anxiety and depression resulting from what my sister calls MG's "polisoned mind". I don't doubt it at all.
I know that pre-grandma, my mother was more open to walking in the park, going to the beach, or fun relaxing activities in general. With grandma, she ended up lying in bed watching tv a lot, a kind of depressed withdrawal. The unrelenting petty nastiness, combined with the responsibility to almost always be at home, had worn her down.
Granted, I have 3 children at home, a husband who lives and works in anther city because of his job and I am active duty military. My husband is 2 hours away now, but when this began he was 6 hours away. The inital agreement was that my grandmother would come to live with me until my mother retired (in a year two max) and then my mother would relocate to my city. We both would then share the responsibility of taking care of her. My uncle told us from the begining to put her in a nursing home, sell off everything she has, basically make her destitute and put her on Medi-Caid. Let the state take care of her. Of course I couldnt do that to her. She had always been there to help my mother, who was a single parent with two children.
So I moved her into my son's room and moved him into his sister's room. She began to pick on my middle son. Telling me how to deal with him, discipline him, and in her eyes he could do nothing right. Everything that went wrong in our house was his fault according to her. He began to resent her and so did I. I was tired of her telling me how to run my house and raise my children. It was obvoius that her way didn't work that well because her son never calls her and has only been to visit her 3 times in the 5 years she has been her with me. He refuses to call her because she has problems with her speach and it is very difficult to understand her. He says it is a waste of time. He is her favorite of both children. She only trusts him with her money and major decisions. Even though I am spending my money on her and bought a house to accomodate her. In the begining she was helping financially, but eventually that stopped.
I was running myself ragged trying to take care of her, my kids, my husband, my home, and work. I finally had to say enough!!! My relationship with my kids and my husband were suffering. My children were begining to resent her and me. I could not let it continue. I found an assisted living facility and moved her there. She had an accident there and ended up in the hospital. After leaving the hospital she was admitted to a nursing home/rehab center and has been there every since. It was hard for me to leave her there, but I realized that she had lived her life and I had to be able to do the same. It didn't mean that I did not love her and would not continue to be a very vocal advocate for her. It just meant that I had to raise my children, work, and take care of my husband. I also had to realize that I could not go to the nursinghome every day. I had to find a balance and she had to understand it. It is hard for her and I understand that, but I have to be concerned with my health and my family.
All I can tell you is to pray on this situation and ask God to lead your steps. Ask him to remove any malice in ou heart, so that the decision that you make will be the right one for everyone involved. Once you make that decision stick to it. It will be hard either way. Good luck and God speed.
Carol
Thanks for the response. Timely, since I have vowed to clear things up today, or tomorrow at the very latest.
I haven't posted part 2, but it is horrible.
Here's just a little of it.
For one thing, she fell and shattered her wrist a year and a half ago. Since then, no more walker. I physically lift her into the wheelchair for all bathroom trips.
I am not allowed to leave the house except for timed shopping trips. I am not allowed to work, have friends, even walk on the beach just 15 minutes away.
What MG pulled off was to transfer her dubious, "If you take care of me to the end..." promise from my mother to me, but now she uses the constant threat of disinheritance to keep me as a prisoner.
It's terrible because if I had sent her to high-end assisted living 5 years ago and worked as much as possible, I would now have money and a little financial security. She would either be broke by now or else be closing fast. Instead she has the money, a personal servant, all her favorite foods, and a stress-free life, while I'm in debt with bad credit, no job and a house on the brink of foreclosure.
I know that if I were disabled and had some trusting stooge taking care of me for 16 years, I could not possibly cheat him or her. The worst that could happen to them would be a severance with a reasonable compromise and apology for being unable to honor my word fully.
But somehow my 2-hour-a-day-Rosary-saying, EWTN mass-watching, waiting-for-her-son-to-come-down-from-heaven-to-get-her granny has no problem breaking her promises to me.
Once she had a nurse come in to check her blood pressure, and immediately started scheming with her to get a lawyer to put FC in charge after her death because FC is "real sensible". That is hilarious. FC told me 5 years ago that if I wouldn't keep taking care of MG, then she would have to put her into assisted living because "She had worked too hard to get where she was in her career." to let MG interfere.
So the fact that I was trusting enough to believe MG in the first place and sacrifice my own self-interest proves MG's point -- FC is sensible and I am not.
Anyway, I am not bitter, as some might think. Just incredibly frustrated. I take great care of her - after all, she's 103 and degenerative disease-free - but would give anything to go back 5 years and take that other path.
As it stands, I am thinking that after I speak with MG, if necessary, I will write one big letter explaining everything to the other relatives and see if "we" (hah!) might persuade her to to give me "getting out of town money", so to speak, so that I can catch up on the mortgage and have a fighting chance at a by-my-bootstraps redemption. What's in it for them is that the balance of what I thought I had "earned" would probably go their way.
Even if that happened, I am in such a deep hole that I don't know if I can make it out. But at least I would have karma on my side.
I agree with Squish. You need to cut your losses and get out of this caregiving situation. Your grandma is nuts and it's not just dementia. Let FC or the brother-in-law who took her to the bank to change the CD's deal with her. After all they have been paid in advance.
You are susceptible to manipulation so you need to develop boundaries and stick with them even when it feels uncomfortable. And don't make them up as you go along. Take some time and get very clear in your head where you stand.
My Mom plays inheritance games too. She left most everything to me in her will then changed the beneficiary on her accounts to the granddaughter who hasn't been seen in over 10 years. That means I get Mom's old clothes when she dies and missing granddaughter walks off with the cash. What a deal.
I don't live with my mother and don't allow her in my home. I call everyday to make sure she is alive and doesn't need emergency care. I take her to the store on Sundays. She is quite healthy but fragile, wobbly and crazy. Not dementia crazy. Personality crazy. I know if I don't look after her, she will go after my son and his wife. They have little ones and don't need to deal with my mother.
I don't know why God created people like these old women. Maybe someone with a strong faith can try to explain. Anne seems to be on good terms with God. She'll probably read this post. Maybe she can step in with an answer.
*Your story scares the s**t out of me.*
Yeah, it should scare you.
I am a former chess master - someone who likes to analyze problems to death until the most elegant solution is found.
However, in my life with Grandma, I have been the most trusting, incompetent boob imaginable. In retrospect I can see that I made blunder after blunder.
For one thing, I bought into my grandmother's "I won't be here that long" perspective. For her that's an excuse to not go along with any suggestion she doesn't like. For me it's a reason to just keep putting up with an unacceptable situation. A frog in boiling water.
Our decisions should have been made based on the possibility of her living another 5 or 10 years.
Anyway, you (and others) have to realize that sacrificial choices made that diminish your life - financially, socially, spiritually, in career building, or whatever - can have really loooong term consequences.
*My greatest fear is that Mother will become a centenarian.*
That's good for a laugh, anyway. But in many cases, the naked truth is that the relationship can be vampiric - one person's life is extended at the cost of sucking the life force from another. Who can blame you for not wanting life-as-you-knew-it to be over?
If you are all that your mother has, it sounds like it will be tough to limit your contribution as you described it.
Your story scares the s**t out of me.
My mother is 90 and I've been at this caregiver business for 6 years now. I don't like it one bit, but there is no one else to do it. My greatest fear is that Mother will become a centenarian. She told me on Saturday that she had to know where I was at all times so she could contact me if she needed me. I let her talk but ignored the comment. There is no way I'm going to give her any more of my time than she gets now.
I think she is becoming psychotic because she is so isolated and out of touch. People run when they see her coming because she is so obnoxious.