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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Mother paid for life insurance for decades in order to not be a burden when she passes and to give some money to her children. Alex Trebeck says that's the right thing to do. ha So now Medicaid would wind up with it all. Doesn't seem fair.
I'm not sure what Alex Trebeck knows about the entire situation, but he certainly isn't a US attorney specializing in Eldker Law!
Mother will be able to ensure that her children will not be burdened with her funeral or memorial service expenses. Medicaid allows money to be set aside for that.
But Medicaid is not considered a simple right in this country. It is considered welfare. It is for poor people. (Which huge numbers of middle class citizens become by the end of our lives.) Therefore it is not available to people who have enough money to set aside to give to their children (or charities or friends or anyone else.) I understand how sad this makes people feel when they have been doing their best to be able to hand off a legacy, but it is the new reality.
My husband died more than 3 years ago. There was no insurance to help me over the transition to widowhood -- he was on Medicaid as we dealt with his dementia for ten years.
Definitely have your mother consult an Elder Law attorney as she applies for Medicaid. Yes, that will cost money. But it will ensure that she gets all the breaks she is entitled to.
These no such thing as inheritance anymore for most of us, as Glad mentioned, people are out living their monies anymore, as almost everyone eventually ends up Nursing Care of dome sort, even only a year or two, cane easily wipe out 3-4 hundred thousand dollars, and most of parents didn't have that kind of money behind them, heck, a lot of Us don't have that kind of money behind us! Unless you are truly wealthy, our LO's will probably spend all of their money in their lifetime on Senior care living expenses. I've already come to grips with it! It does Suck! While we aren't in it for the money, after caring for our loved ones, and giving up years of our lives (12+ years and counting), it would be nice to have some reward at the end, and generally our LO's intend and hope to be able to leave us some money, but its probably not going to happen!
To qualify for Medicaid? Sign everything, I guess means cash vale of a whole life policy, which isn't much in comparison to face value. But, yes that is the way it is? Their assets must be down to $2,000.00 to qualify for Medicaid. The penalty of living too long. Facilities get all the assets and the inheritance is gone.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Mother will be able to ensure that her children will not be burdened with her funeral or memorial service expenses. Medicaid allows money to be set aside for that.
But Medicaid is not considered a simple right in this country. It is considered welfare. It is for poor people. (Which huge numbers of middle class citizens become by the end of our lives.) Therefore it is not available to people who have enough money to set aside to give to their children (or charities or friends or anyone else.) I understand how sad this makes people feel when they have been doing their best to be able to hand off a legacy, but it is the new reality.
My husband died more than 3 years ago. There was no insurance to help me over the transition to widowhood -- he was on Medicaid as we dealt with his dementia for ten years.
Definitely have your mother consult an Elder Law attorney as she applies for Medicaid. Yes, that will cost money. But it will ensure that she gets all the breaks she is entitled to.