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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
"In home" care and longterm care in a NH are similar in the criteria you need to meet. Which is you have assets below a cap and monthly income is below a cap.
As a married couple its not so cut and dry. The spouse not needing the care becomes a Community spouse. If there are assets they can be split with the one who needs care spending down his/her split and then applying for Medicaid. A Community spouse gets all or enough of the monthly income of SS and pensions to live on. In this scenario the Community spouse does not have to go Medicaid too. I gave given just tge basics. States differ.
I agree that a consult with a Elder law Attorney would be a good start. I recommend, though you are very involved with the Medicaid application process. In my State, once the application is made you have only 90 days to spend down any assets, get info to the Medicaid caseworker and place the person. I started Moms application in April. Placed her May 1 where she paid privately May and June. June I proved she was spent down and the caseworker had all paperwork needed. Her Medicaid started July 1st.
Medicaid is not like choosing a new health plan. One has to meet requirements, to be at need, both financially and medically to qualify for Medicaid. It is a good idea to make sure that you each make the best decisions for you individually and a certified elder attorney is a good investment to help you make sure you have done the best you can for yourself and DH.
Medicaid is run individually by each state and therefore qualifications and rules can be very different -- so a global forum such as this with responders who are NOT professionals is not the place to get advice specific to you and your situation. Please invest in a consult with an elder law/estate planning attorney and/or Medicaid Planner for your state and they can definitively answer your question. You won't regret paying for professional, accurate and thorough advice.
It really depends I think on on much assets you have. If you have a home with a lot of equity and a decent size savings portfolio than yes you would want to consult and pay a good attorney to best prepare the finances. Even without a lot of savings you want to make sure Medicaid is done right so you are left with enough to live on so I would advise yes to see an attorney
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Health insurance which looks at household income.
"In home" care and longterm care in a NH are similar in the criteria you need to meet. Which is you have assets below a cap and monthly income is below a cap.
As a married couple its not so cut and dry. The spouse not needing the care becomes a Community spouse. If there are assets they can be split with the one who needs care spending down his/her split and then applying for Medicaid. A Community spouse gets all or enough of the monthly income of SS and pensions to live on. In this scenario the Community spouse does not have to go Medicaid too. I gave given just tge basics. States differ.
I agree that a consult with a Elder law Attorney would be a good start. I recommend, though you are very involved with the Medicaid application process. In my State, once the application is made you have only 90 days to spend down any assets, get info to the Medicaid caseworker and place the person. I started Moms application in April. Placed her May 1 where she paid privately May and June. June I proved she was spent down and the caseworker had all paperwork needed. Her Medicaid started July 1st.
It is a good idea to make sure that you each make the best decisions for you individually and a certified elder attorney is a good investment to help you make sure you have done the best you can for yourself and DH.