If you see the few posts I have made you'll see my father lives with me and my mom still lives in their home. I am dads caregiver, help mom when I can, but my mom has some real mental issues along w/huge gambling problem. She is late on bills, nor paying some. My brother lives there, but w/dysfunctional family he really pays next to none! I know if I apply to be rep payee it'll be hell to pay-but my dad w/his issues is having hard time w/this as I am. Either way, I know that if my dad goes to a home or when he passes I will definitely have to try be payee, otherwise she will ultimately come to me to cover her. I know I could just leave it and she can struggle but #1 dad in the end always saves her and #2 years ago folks had me become POA and I am disabled so then they set up a Supplemental Needs Trust for me. I wonder how much extra work I'd be doing to make sure things w/mom are financial taken care of before she burns through everything? Any advice would be appreciated? Hopefully I posted in right spot as well? Thank you, Valery