Dad is 92, can barely hear, can't walk far, and definitely has cognitive issues (per doctor). He is currently living in CA with my brother but he loves his house back in Michigan and won't give us permission to sell it or even start cleaning it out. He thinks he's going back but he hasn't been back in 2 years and it's a tri-level, in a rural area where he would have to drive. There is no family there...we are all on the West Coast. Now with Covid I have nothing on my plate and feel I could drive to MI and shelter in place there, going through stuff and getting it ready to sell. My sibs agree it should be sold but not if dad says no. THEY aren't the ones taking responsibility for ensuring lawn care happens and asking favors of neighbors... for whatever reason they leave it to me. I have the time to do it this summer. I have POA and also am trustee of his trust and deal with all his bills and he never asks anything about it. He would never know if I did sell or at least clear out the garage and basement which are worthy of a Hoarders show. I'm feeling really guilty but my time is also valuable and usually in the summer we travel and who wants to deal with this in Michigan winter? It's not his principal residence anymore and if it isn't sold by Dec 2021 he will have capital gains. It may take two summers to clear it out (90 years of stuff, seriously). Has anyone just done this and not told their parent or even their sibs (because they will end up telling him). He still has a huge temper and they are afraid of his wrath and would rather I take on the blame I think. By the way, before this he was only living there for 1/2 the year anyway for the last 12 years... always saying he would sell it "soon".. it was too overwhelming for him and it's going to be really overwhelming for me too.
I second the motion!! Some is actual trash (mom kept the caps off frozen mac 'n cheese in kitchen drawers, plus 2 baggies of various pills, broken stuff, dried up paint, etc, just like you said!)
Most of the rest wasn't worth much of anything, esp the tons of clothes she collected over years of bargain shopping (Marshall's and TJMax, recently referred to their buyers as Maxinistas! She was clearly one, but too many items were "outdated" - most of that didn't fit her and went to GoodWill just to get rid of it, but perhaps put it to good use somewhere.)
Whatever furniture my brothers didn't want went to a Home goods donation place to help people in need, and they even took mattresses! A lot went to trash. A lot more should have but my dumb OB brought several loads of crap to my house, stuff I don't need or want!
I had to post to agree with your statement "It isnt as easy to pawn off stuff to thrift shops as your brothers and sisters might believe."
Initially that was the plan for mom's ton of clothes, but of the first load I took there, only a few items were accepted and 1 maybe 2 items actually sold. At that point I was done with that! Despite getting donation papers from GoodWill, the tax guy said I couldn't deduct any without an appraisal. So, the only good to come of that was 1) we got rid of most of the clothes and 2) perhaps they helped someone. Brothers took some furniture, the rest was donated and tax guy did allow deductions for those items. Otherwise, just get rid of it the best way you can!
Check with your attorney, or banker, or real estate agent to see if you have the correct documents in place. If all is good, then do what you think is best. Remember, you were made POA and trustee when he was thinking clearly.
After you sell, I would suggest you don’t tell him. It will just upset him and you don’t want that. I’ve become a creative storyteller!
Just know you are not alone! Take care, you can do this!
I have to remember this phrase! All too often others will insist we *must* tell the truth and insist our "fibs" are just lies. Truth is fine for anyone who still understands, but once dementia kicks in, all bets are off. Telling someone over and over AND over again that some LO or friend has died is too painful for them and they have to suffer EVERY time you tell the truth. Fibs, in the case of dementia, are not truly lies. Lies are told to hurt people or to CYA. Fibs are a way to avoid the pain and hurt the "truth" might cause. But, I like your phrase even better! You have to be creative and sometimes VERY quick! Helps keep us sharp...
First time I had to "storytell", mom asked me to drop her off at her mother's on my way home. This was the very first time this happened, so I was blindsided. I looked at my watch, said it's a little late in the day and not exactly on my way home, maybe tomorrow. She said okay, then asked if I had a key to her previous home (stated town and street, not previous.) Looked at my lanyard and said no, not with me, maybe at home. Okay, if I had that I'd probably stay there tonight! Not sure the current owners would like that! The nice part about the "fibs" or storytelling is that it doesn't hurt them and leaves the door of hope open a crack. We know there is no going through that door, but let them have the hope rather than dashing them with cold water over and over!
Mom's mother, BTW, had been gone already about 40 years, and the home she asked about had been sold about 25 years before - she had already forgotten the condo she lived in before moving to MC 9 months prior! I can tell by various topics/questions/statements she makes that she is living her life about 40 years ago.
Oh yeah! In one kitchen drawer there was not one but TWO plastic bags full of various different pills! Big one, little ones, all colors of the rainbow! No clue what any of them were or whether they were for dad or mom. Took a picture and tossed them all. In the laundry area (part of one bathroom) I found an old package of fentanyl that had been my dad's (passed in 2008, found around 2015?) Never even heard of the stuff until recently! Ripped the label off and gave it to my daughter to drop at the PD drug disposal where she works. It was "expired", but wouldn't want to get stopped with that in my car!
Also offered to go through clothes with her, to weed out what she couldn't fit into anymore. I got waved off. "I keep my stuff nice." Sure mom, but what good is it if you can't wear it? Nope. Little did I know that every bag, box, tote, hope chest (2) were full of clothes, on top of every closet overstuffed AND 5 large porta-closets!!! It took 4-5 trips to GoodWill, including once with a 5x8 trailer just to ditch most of the clothes (some ended up, unwanted, at my place!) 8 track player and tapes... My plan was to weed out my own stuff when I got my place rehabbed, but that was put on hold dealing with her and job loss. Then OB brings several car loads of crap I don't want! Now I have tons more to get through... I warned my kids that if something happens to me, the ton of crap, esp the duplicates of things, are NOT mine!
My father had several strokes. When he was in the nursing home for a round of rehab, he believed that once he got back in his own house, that he would be "better." I knew otherwise. Once he got back into his house, he realized that the place was a booby trap for him - and he was having trouble functioning in it. (Meanwhile, I had hired his young grandnephew to help him with personal care at home.) His realization enabled me to have a heart-to-heart talk about how the house needed to be sold, because he would not be able to live in it safely ever again.
You really do need to start sorting things and having repairs done, so that when the house needs to go on the market, it can do so easily.
If your dad is not mentally competent to deal with the house, then you can invoke your POA and handle the house sale without his permission.
I agree with you. She really didn’t want to be there, but the house and furnishings were memories. She didn’t know how to get rid of them. When we placed her in a facility ( home was a booby trap), we started clearing that house. Put it on the market and sold the next day.
Now, no more worries!
Doesn't matter if you have POA or are Trustee, he is still capable of making decisions if he is competent and you could be prosecuted for violating the fudiciary responsibilities of both positions.
I would leave it alone and when the time comes if your siblings don't step in and help, then hire a company to deal with it out of the estate funds.
I think that I would go sort out the items that I would want personally so that I could remove them without hassle later. But I only want family photos and items that were special to my grandma, so no one is going to grouch about the value.
When you speak with the certified elder law attorney in MI they will direct you to keep it all legal.
I liked your reply that you sent me a short time ago. I believe the advice you gave the OP was perfect, and you may very well have headed off a big problem in the making. You are a genius. Thank you for sharing the insight that you always share with us.
Happy Friday,
John
If the upkeep of the house meanwhile is becoming too troublesome, tell him that, too. You do have the option of resigning your responsibilities, should it come to it.
He is entitled to keep his property, even if his ever benefiting from it directly again is just a fantasy. He isn't entitled to make you do work you don't want to do, though; but there are people who can be paid (by him) to do it instead.
When my dad moved from his home to IL, we arranged for an estate sale, but for all 4 of us girls came from 4 different states and stayed in dad's home for several days to sort through his papers, shred, store, and divide up anything the 4 of us wanted to keep. Things we thought he might want were put into a couple of tubs into his storage locker. Furniture went into a storage unit when he moved again from IL to AL until we knew he was no longer asking for them. I finally donated all that to Salvation Army. Yes it’s a lot of work!! But as the POA, this is your responsibility even if you have lazy siblings. Do it now even though it’s easy to be resentful. It has to be done sooner or later and this is as good a time as any. Think of it as performing sacred work. Good luck.
All too often siblings sometimes don't want to help (until it comes time to split the remains anyway!), disagree with decisions, criticize, complain or worse. I tried to include both brothers in decisions, etc, but eventually gave up - it was too much effort sometimes to just get a simple response! I don't bother anymore. They have questions about how I handle everything for mom, including the trust, they should be asking NOW.
In OP's case, I would make 1-2 attempts and then just do whatever needs to be done. Don't waste time on anger, as it only hurts you, not them. Guilt? No. You tried for years to get this done (not as many for me, but yeah, I brought it up with mom and was rebuffed.)
Cleaning out I would save anything he might like (or the family might enjoy) aside and bring that back with you. Trash the actual trash. Furniture and kitchen type items, if no one wants them in the family, either yard sale or donate. Don't waste time thinking you have some antiques unless you know for certain something is. Mom had some older real wood furniture, but it really is/was a dime a dozen and not worth much of anything! What my bothers didn't want we donated to a local place that helps people get a fresh start, to the neighbor for her church rummage sale, etc. I did end up with items coming here, so now MY place is full of crap too! Some are nice dishes, but don't really need them, the rest is mostly left over junk (fake flowers anyone?) OB kept bringing here - I don't want them!!!
Remind siblings they will have a place to sleep as they go through stuff and maybe cart away a few treasures. When extending the invitation to visit, make sure they understand you will have the refrigerator well stocked so they won't go hungry.
If they care about their father and their own sanity, they will recognize it's best not to discuss the sale of something he can't leg go of. Their resistance is maybe denial of what's unfolding. Since you are tasked with this nightmare, you haven't a choice but to accept what needs to be done.
Insurance. Tell the agent you are going to clear the house and put it up for sale. All's the agent needs to hear from you is "he is unable to live there anymore" or "my brother is taking care of him in CA now" and/or "he thinks he is returning home but he can not." I would not utter the word "vacant." The agent will realize the place is in fact vacant so you and he/she can discuss the proper insurance policy needed for the property between now and the time you sale.
The insurance company will likely convert to a plan for unoccupied/vacant properties. It's a higher premium, but a cost of business - i.e. selling the house and settling the estate. Insurance deals with these situations routinely.
Dad needs it handled due to his failing health and possible future need for nursing home care. Having the house sold prior to nursing home admission will save a lot of headaches and heartaches in your family. Do your siblings realize he may need sales proceeds to pay for future nursing home care? It's good your brother can take him in short term, but he may not be able to stay with your brother permanently.
This would be the best way to get this done.
I had to do it in Nevada, even though I have DPOA and it specifically states that I can transact any and all business, including sales of real estate.
I would tell dad that you are learning the forms required to protect him and this is one that you really need to ensure that you can take care of his business.
If this is in a trust and you are the sole Trustee right now, you can sell the house. Read the trust, they usually are very clear what the trustee can do.
So even as POA for out of state father, he may have to sign. So get house ready to sell and talk to local attorney. It was not our attorney who wanted this, it was the lender for the seller. If it were me, I would get it ready to list and tell him we are selling the house. So what if he has a fit. He knows he is never going back. And it needs to be done and over with for all the reasons.
you could also try to ask him questions about how he sees the future, what does he expect to happen, why is he keeping house. Similar questions to those asked in the wonderful book, Being Mortal by Atul Gawande. That might jar him loose from the position he is stuck in and get him to agree.
So I contacted a few estate sale companies; they admitted they had no experience in shop tools, but did want to come out, inventory and price household goods, which I didn't need.
I did find an industrial estate sale company with someone who knew the difference between saws and other tools. He said their company typically doesn't handle any kind of industrial tool or similar estate sale unless the value of the contents was about $15K.
Eventually I found 2 very qualified wood and metal working schools to which I planned to donate the tools.
Many banks want a POA completed on their own form, which is often impossible when the principal has cognitive issues. Once I had to get a court order for a bank to accept the 14 year old POA signed prior to any cognitive declines. Somehow state judges don't like multi-state businesses to refuse documents properly executed in the form required by the resident's state laws.
The home insurance payments are most likely money down the drain as the insurance company can decline to pay any claim as soon as they find out the house has been empty.
You would probably get more traction with his doctor if you provide a copy of the POA for his files and then request a statement verifying incompetency or inability to travel across country so you can sell the house and continue to fund your father's care. Sometimes it helps to have the letter written by an attorney in the doctor's jurisdiction. If the doctor will not respond, then try to get him on the line for a brief conversation where you state this is a final attempt to get what you need before petitioning a judge to order the doctor to provide a statement. If your father has a separate/different healthcare POA, then there's some question whether a DPOA can access medical records.
Good luck!
Call a friend in Dad's hometown and ask for the best title company recommendation. They will look at your trustee and POA paperwork and tell you what you need in that specific county and state to sell your Dad's house. All of our best to you! Keep us posted!
Someone else noted the owner had to sign the final document(s) - in our case, mom didn't have to go to closing, but EC atty said I could sign everything else as POA, but NOT the deed (even with dementia involved!)
One addition, if the home is empty your homeowners insurance will not cover a loss. It is really expensive to get insurance for an empty property. However, as we all know insurance is cheaper than a loss, but you are looking at 3 or 4k annually for empty house coverage and it doesn't cover a lot of issues.
Have fun getting it cleared out and ready for sale.
I did find out that I could get a policy from the same insurance that provided the Master policy and it wasn't bad - not much more than the original insurance (so more than likely she was overpaying all those years, for coverage she didn't really need!) It wouldn't cover any "improvements", such as replacing the original carpeting with HW floors, but the plan was to get rid of it ASAP! If it came down to it, put the damn carpeting in! Mom's not going back.
So, for anyone else out there who has an unoccupied condo - you'll need that special policy and should check to see if there is a Master and what it covers. You could also ask them if they would offer the owner policy to cover the rest.
To get my dad to agree to sell the house I had to use the idea that he was being unfair to a new family who could enjoy the house and that since he wasn't living in it it would deteriorate and would be eventually bought by people who would have to tear it down and build a new house on his lot. He loved his house and the idea that it would be torn down unless he sold NOW was very compelling to him. Luckily the buyer was a young couple that he knew.
Pretty much what we encountered (posted in reply to another comment.) EC attorney said I could sign everything else as POA, but NOT the deed. As my comment says, I find that ridiculous - I can't sign as her legit POA, but she, with dementia, no clue and had already forgotten the condo, was "okay" to sign... at least we could do this with notary at the MC facility - if we had to bring her to closing... eeeech!