I was appointed guardian for my father and am having a terrible time getting access to his funds. His bank places one roadblock after another - they've frozen his account so that his health insurance check bounced, refuse to allow me to write checks, and now they say they may not recognize my guardianship since the account is from another state. He already owes two month's rent at the assisted living facility and many other bills as well. I'm at my wit's end! What can I do?
Not really sure if we r okay as for her Medicare check, for it goes directly into her account so that money can be taken out for medicare automatically. Plus, n hubby is on that list so he can manage her money when I buy her medicine where he can take some out when needed.
We have no guardianship for his mom n not sure if he needs that either being he has a POA. All this legal stuff is a bit hard n tricky sometimes.
Thanks for lettting me know that he may need to get advance director for her medical situation.
To Lildeb: Yes, I'd suggest that your hubby also get a POA or proxy for his Mom's medical situation, unless she has a living will or advanced directives in place.
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Then go ASAP and meet a bank officer at the new and open a new account in your mom's ss# with you as a signer on the account and you as the POD on it. Take the legal guardianship paperwork with you and do not mention the issues with the other bank.I'd say "Ms Jane at Blue Skies AL just loves dealing with you and your bank and my mom is a resident there and this is just better situation....." Do whatever you deposit as a loan with paperwork on it. If you don't have the $, then get someone to do a loan to start the account and again do the paperwork that you as DPOA can do to show this is a loan to your mom. Once you get the new bank and account #, then go on-line to social security administration to move the direct deposit to the new account. If she also has retirement accounts, get those transferred too. You do all this on-line and within your power as guardian and you do it all as her. Don't start on a conversation about the problems you've had or that your mom is whatever, that just send up a red flag. On line is best, get it?