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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I know they are entitled to what ever they decided on the SBP, spousal benefit plan and the medical benefits, but how does social security come into play, since once the veteran is gone, so is the veterans retirement pay. How does all this work?
Don't forget about the incredible benefit called "Aid & Attendance". It is a benefit that is earned by our vets and widows once he/she has served at least 90 days of active duty and one of those days during wartime (WWII, Korea, Viet Nam and Gulf War (2 years of duty for Gulf War Vets). This 'New' Improved Pension has been around since 1952, and is available for those who are medically needy and spending ALL of their income on medically related expenses (including in-home care provided by an adult child). Most adult children would never dream of 'charging' mom and dad for in home care support, but if they did, and then used the money to pay mom and dads' bills......the benefit could possibly be made available. For 2013, the preliminary monthly pension benefits (COLA of 1.7% increase) are as follows: Married Vet: $2,053....Single Vet: $1,732...Unremarried Surviving Spouse: $1,113. There is an additional "asset & resource" formula that applies, but rarely causes a disqualification.
My father served during WWII, died about 6 years ago. My mother is 90, in relatively good health, but she has dementia and I am caring for her at home. My father had to be in a home for about a year before he died, but it was very expensive. My mother sold their home (their only asset), which is not making any money in interest at the bank. The money is in a revocable trust. She also gets social security (from my father). Would she qualify for any VA help, even though she has money from the sale of her house?
Allieboy....I have 2 accredited VA representatives, a 22 years retired VA Service Officer and an Elder Law Attorney who shares an office in my complex. I am a securities licensed Investment Advisor Representative and talk show host in Sacramento CA. I discuss this subject often on my show and have a great deal of concern about potential financial elder abuse. This benefit has given birth to hundred of Insurance Marketing Organizations teach agents how to use it to sell annuities for large commissions. There other options and my listeners appreciate the information I provide on my program.
Keep in mind that the Aid & Attendance benefits are capped at the levels I mentioned above. The 'improved pension' plan is supposed to help you pay for normal everyday living expenses ONCE you are spending ALL of you income on 'medically related' expenses such as In-Home Care, Assisted Living, Board & Care or simply living in an adult community that provides a 'protected environment. It's not a medical reimbursement benefit, it's an additional pension to help pay bills etc. This has been and remains one of the VA's 'best kept secrets' and now that the word is getting out, the VA is considering making it a 'means tested' entitlemant. This would make it more difficult to qualify and help contain costs so that our government can utilize the funds for less 'sacred' causes. We owe our Vets, their spouses, their widows and their families a great deal of gratitude...Shame on our Government for not getting this job done. At last count, we're losing 640 WWII veterans each and every day. More than 16 million served and we own 'em!! Even Korean Vets are now in their mid 70's to mid 80's...and let's not forget about their surviving spouses....God Bless all of you for your sacrifice. I tried to serve our country in 1969, but was denied entry due to Spina Bifita spine issues. Was assigned perminemt 1-Y classification. I am a military service "brat" and my father ( who passed away on June 8th of this year) served in WWII and Korea then went on to serve 26 years of duty to our country. God rest his soul.
My father was a WWII vet and he passed away in 2003. My mother just turned 91 and is still living on her own in her home. Her only source of income is social security. I had to get her a reverse mortgage in order to pay her bills. Is she entitled to any money from the VA? If so, how can I expedite it?
Regarding the VA: IF he was a wartime ERA Vet, WWII, Korea, Viet Nam You might, depending on amount of Pensions & Assets you are recieving/have each month, be eligible for improved pension if Assited living is needed down the road. Now is good time to to consider a IRGT (trust) for your home . and proper planning regarding assets. The VA CANNOT provide the financial info you need.
My mom is 91 and needs in home care. I have been caring for her for almost 3 years. My husband and I moved to Florida when she broke her hip. It has been a financial hardship for us as I could no longer work and care for her. My question is, for her to receive the $1,113 per month for help, does she have to have no assets. She owns her condo and has some small investments. She does not want to sell her place. She wants to stay in it for as long as possible then possibly assisted living as last resort. We have an appt. with an elder law attorney that will cost a few thousand dollars to figure it all out.
As far as social security, you can choose to keep yours, or drop yours and collect your husband's if he has been receiving more than you. Concerning a veteran's widow's benefits, you might get some info at va.gov and check with a VA representative. Your local Va clinic or Va Medical Ctr should be able to put you in contact one.
Thanks for everyone's answers. My husband served from 1976 to 1994. So he will definitely qualify under the War era qualifications. He is currently 70% disabled and there are other disabilities pending, but being addressed. I am curious about the IRGT (Trustt). I found IDGT trust, but not the other. Ed, thank you very much for your information. We live in Acworth, Ga and are currently able to live comfortably on my husbands military and disability retirement. We have a good rainy day fund, very good term insurance that we can draw on immediately, should one of us become terminally ill and we invested wisely through the years, with the uncertainty of our nations SS system. It's great to know that you have some good VA knowledge in your firm, as well as elderly experience. We have learned over the many years, that "don't ask, don't tell," means if you don't ask, they won't volunteer the information. The problems is there is no "guide book" for you to make sure that you request all of your possible entitlements. Some find out the hard way and others suffer needlessly. The TriCare system alone had to give back millions of dollars that they did not spend. When I think of all of the military and retirees that could have benefited from those funds, I find it infuriating! We just don't know what to ask. Thanks, S.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It's not a medical reimbursement benefit, it's an additional pension to help pay bills etc. This has been and remains one of the VA's 'best kept secrets' and now that the word is getting out, the VA is considering making it a 'means tested' entitlemant. This would make it more difficult to qualify and help contain costs so that our government can utilize the funds for less 'sacred' causes. We owe our Vets, their spouses, their widows and their families a great deal of gratitude...Shame on our Government for not getting this job done. At last count, we're losing 640 WWII veterans each and every day. More than 16 million served and we own 'em!! Even Korean Vets are now in their mid 70's to mid 80's...and let's not forget about their surviving spouses....God Bless all of you for your sacrifice. I tried to serve our country in 1969, but was denied entry due to Spina Bifita spine issues. Was assigned perminemt 1-Y classification. I am a military service "brat" and my father ( who passed away on June 8th of this year) served in WWII and Korea then went on to serve 26 years of duty to our country. God rest his soul.
You might, depending on amount of Pensions & Assets you are recieving/have each month, be eligible for improved pension if Assited living is needed down the road.
Now is good time to to consider a IRGT (trust) for your home . and proper planning regarding assets.
The VA CANNOT provide the financial info you need.
Ed, thank you very much for your information. We live in Acworth, Ga and are currently able to live comfortably on my husbands military and disability retirement. We have a good rainy day fund, very good term insurance that we can draw on immediately, should one of us become terminally ill and we invested wisely through the years, with the uncertainty of our nations SS system. It's great to know that you have some good VA knowledge in your firm, as well as elderly experience.
We have learned over the many years, that "don't ask, don't tell," means if you don't ask, they won't volunteer the information. The problems is there is no "guide book" for you to make sure that you request all of your possible entitlements. Some find out the hard way and others suffer needlessly. The TriCare system alone had to give back millions of dollars that they did not spend. When I think of all of the military and retirees that could have benefited from those funds, I find it infuriating!
We just don't know what to ask.
Thanks,
S.
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