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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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In order to spend down before entering nursing home, I want to buy new car, does new car have to be in my brothers name only and not counted as an asset for medcaid. I do have POA for my brother. Thank you. Evelyn
A car is usually viewed as an "exempt asset" for Medicaid. A (one) car and a homestead are both exempt assets, so the Medicaid applicant can have them. Your brother can use his $ to buy a car. You do need to find out if your state has an asset limit on the value of the car. You need to make sure that the Blue Book value is under whatever the amount is.
BUT what will be a problem is his affording the car AFTER he gets in a NH & on Medicaid. Medicaid requires a co-pay or "co-responsibility" of the NH resident's income to be paid to the NH in order for Medicaid to pay the rest. There really won't be any of his $ to pay for anything for the car. THe state does allow them to have a small "personal needs allowance" to keep each month. The PNA amount depends on the state. For example, my mom is in a NH and has both Social Security ($ 800) and federal retirement ($ 1,000). Her PNA is $ 60.00 a month. So every month, she has to pay the NH $ 1,740.00. The $ 60 is really just barely enough for beauty salon @ the NH, clothing replacement & other personal items. There realistically is no $ for her to pay on anything else but her NH needs. If she kept her exempt-asset car (or a home), somebody else would have to pay for all on it (insurance, maintenance, etc.) for as long as she owns the car. If this is not an issue for you financially, then you just continue to pay for all on the car.You kinda have to plan on doing this for the rest of his lifetime otherwise if you sell the car, the proceeds from the sale may increase his assets to the point that he in ineligible for Medicaid till her spends down the car money. Real property ownership - like for homes, land, auto's, etc - are all recorded by the state so a sale or transfer will show up eventually. For a car, you likely will have some issues with insurance as most carriers fully expect the "owner" to be the one driving the car so if there is an accident, or theft, you could find the policy voided. You want to make sure the insurance policy covers both you & your brother.
I would like to put the car in my brother's name using his money. The car would be used for his transportation to Dr's appointments and other places. When he goes into nursing home , will it be considered an exempt asset? I am not stealing it from him, all I want to do is spend down his money which is legal.
I am not sure what you are asking. Do you want to use your brother's credit/money to buy a (gift) car for yourself? That doesn't really sound right, unless, of course, you have something in writing from him that he agrees to buying a car for you. Otherwise, I consider it stealing from him.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
BUT what will be a problem is his affording the car AFTER he gets in a NH & on Medicaid. Medicaid requires a co-pay or "co-responsibility" of the NH resident's income to be paid to the NH in order for Medicaid to pay the rest. There really won't be any of his $ to pay for anything for the car. THe state does allow them to have a small "personal needs allowance" to keep each month. The PNA amount depends on the state. For example, my mom is in a NH and has both Social Security ($ 800) and federal retirement ($ 1,000). Her PNA is $ 60.00 a month. So every month, she has to pay the NH $ 1,740.00. The $ 60 is really just barely enough for beauty salon @ the NH, clothing replacement & other personal items. There realistically is no $ for her to pay on anything else but her NH needs. If she kept her exempt-asset car (or a home), somebody else would have to pay for all on it (insurance, maintenance, etc.) for as long as she owns the car. If this is not an issue for you financially, then you just continue to pay for all on the car.You kinda have to plan on doing this for the rest of his lifetime otherwise if you sell the car, the proceeds from the sale may increase his assets to the point that he in ineligible for Medicaid till her spends down the car money. Real property ownership - like for homes, land, auto's, etc - are all recorded by the state so a sale or transfer will show up eventually. For a car, you likely will have some issues with insurance as most carriers fully expect the "owner" to be the one driving the car so if there is an accident, or theft, you could find the policy voided. You want to make sure the insurance policy covers both you & your brother.