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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
KatinCal, back when your Dad was working he did save for his old age.... but he never expected to live to be 90 years old. Thus, he is now outliving his savings. This is not uncommon.
Thank goodness for Medicaid [which is different from Medicare]. Once Dad uses up his IRA and cashes in his stocks/bonds, then he could quality for Medicaid. Depending on your State, Dad may need to move to a nursing home but the good news is that Medicaid will pay for his care plus the cost of the nursing home. It may not be the decision he wants or you want, but the choice is there is you find you need it.
Thank you, if we make one more house payment he will be deleted except for an IRA and a few stocks and bonds. I will crush him to find out he doesn't have a savings account. I mean crush him. he's old school, work hard and save instead of work hard and use what you need.
If your Dad's resources are almost depleted and he needs care, he may qualify for Medicaid. In many states Medicaid programs pay for in-home care, and most of them do allow a family member to provide the care and get paid for it. (I vaguely remember that 40 states offer this, but I can't find the reference now. In any case, it is certainly worth finding out if your state does.)
There is a very helpful article and state-by-state summary of Medicaid benefits called Medicaid's Home Care Benefits: Eligibility, Waivers & Application Information Copy that into a Google search.
For example, this is what it says about California: "In California there are multiple Medicaid (Medi-Cal) programs that provide assistance at home. The NF/AH Waiver, for individuals with more severe needs, the MSSP Waiver for persons with lower levels of impairment. The popular In Home Supportive Services program and finally, the CBAS Program provides for adult day care (which is not home care but can help seniors remain living at home)." There are links to each of the programs listed.
This site has a lot of other information about paying for senior care. Check it out!
I know that in Washington state, there is a program called COPES, where if the family member is on MEDICAID, the Caregiving family member will be put through several weeks of training, and then recieve a paycheck to care for the elderly.
It isn't a lot of money, probably minimum wage, and only for a certain amount of hours each week, but definitely comes in handy, when the care and management of that individual prevents you from working outside of your own home!
Check with your Medicaid, or your counties Area on Aging, to see where they might steer you to inquire about such paying programs. It only makes sense, to allow the Senior to get able to stay in the home, theirs or yours, to prevent the much higher cost of institutionalizing them into Nursing home and the like.
KatinCal, the Medicaid we are discussing here is for long term care, not medical care. Medicaid long term care eligibility depends on disability and financial need. Your father would have to be evaluated to determine his eligibility.
If your father is qualified for Medicaid, his benefits would depend on the state of residence. Generally Medicaid provides nursing home care, but in some states it provides home care as an alternative, and in a few states (I don't know which ones) a family member can be compensated by Medicaid for providing the care. You would need to investigate the rules for the state in which you live. Your local Aging Services should be able to point you in the right direction.
It is looking like the caretaker of the elderly family member who is not on Medicaid, can not get any financial aid. We may lose our house. Then what happens to the 90 year old?
I do not think so. He has Kaiser for health insurance. My husband just lost a job again so my Dad's resources are almost depleted. He has macular degeneration and can see shapes, hard of hearing and mobility of legs is declining. memory loss and unless I serve him food, he usually doesn't eat. I do not know if he is eligible, but I do not think so.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Thank goodness for Medicaid [which is different from Medicare]. Once Dad uses up his IRA and cashes in his stocks/bonds, then he could quality for Medicaid. Depending on your State, Dad may need to move to a nursing home but the good news is that Medicaid will pay for his care plus the cost of the nursing home. It may not be the decision he wants or you want, but the choice is there is you find you need it.
There is a very helpful article and state-by-state summary of Medicaid benefits called Medicaid's Home Care Benefits: Eligibility, Waivers & Application Information Copy that into a Google search.
For example, this is what it says about California: "In California there are multiple Medicaid (Medi-Cal) programs that provide assistance at home. The NF/AH Waiver, for individuals with more severe needs, the MSSP Waiver for persons with lower levels of impairment. The popular In Home Supportive Services program and finally, the CBAS Program provides for adult day care (which is not home care but can help seniors remain living at home)." There are links to each of the programs listed.
This site has a lot of other information about paying for senior care. Check it out!
It isn't a lot of money, probably minimum wage, and only for a certain amount of hours each week, but definitely comes in handy, when the care and management of that individual prevents you from working outside of your own home!
Check with your Medicaid, or your counties Area on Aging, to see where they might steer you to inquire about such paying programs. It only makes sense, to allow the Senior to get able to stay in the home, theirs or yours, to prevent the much higher cost of institutionalizing them into Nursing home and the like.
If your father is qualified for Medicaid, his benefits would depend on the state of residence. Generally Medicaid provides nursing home care, but in some states it provides home care as an alternative, and in a few states (I don't know which ones) a family member can be compensated by Medicaid for providing the care. You would need to investigate the rules for the state in which you live. Your local Aging Services should be able to point you in the right direction.