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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
To qualify for the Aid and Attendance benefit and other pensions, the VA will look at the applicant’s overall assets and net worth in addition to their income. The primary home, household, items, personal effects, and vehicles can be excluded when determining net worth. The VA pension eligibility is based on a verifiable estimate of the applicant’s future income and care needs.
This differs from Medicaid's asset test, which "looks-back" at an applicant's past asset transfers for up to 5 years preceding their application. At present, the VA does not have a look-back period, although legislation has introduced proposing a 3 year look-back.
A veteran’s net worth, according to the VA, includes assets in bank accounts, stocks, bonds, mutual funds and property other than the veteran's primary residence and vehicle.
It is worth noting that there is no hard limit to the asset threshold allowed. The VA is looking at whether your income and assets are substantial enough that the veteran or spouse could live off of them for a considerable amount of time. The VA takes in to account the veteran's age, his or her care expenses and life expectancy. Veterans with high net worth have been approved and veterans with low net worth have been denied.
If one's assets are above 50K, it is strongly recommended that they consult with a veterans' pension planner prior to application to ensure the greatest possibility of acceptance.
The house is excluded from consideration as an asset, but if you sell it, then it may be considered cash assets that could pay for care. I wish I had a better answer for you, but the answer seems to be "she might lose A&A, she might not." If she's ALREADY qualified, however, does she have periodic reviews where you have to submit financial info? I'm not familiar with the process. I'm wondering how VA would know that your mom's house has been sold.
mcmjcm, I am moving your post back closer to the front of the forum. Hopefully a caregiver who is familiar with Aid & Attendance will be able to answer you.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
To qualify for the Aid and Attendance benefit and other pensions, the VA will look at the applicant’s overall assets and net worth in addition to their income. The primary home, household, items, personal effects, and vehicles can be excluded when determining net worth. The VA pension eligibility is based on a verifiable estimate of the applicant’s future income and care needs.
This differs from Medicaid's asset test, which "looks-back" at an applicant's past asset transfers for up to 5 years preceding their application. At present, the VA does not have a look-back period, although legislation has introduced proposing a 3 year look-back.
A veteran’s net worth, according to the VA, includes assets in bank accounts, stocks, bonds, mutual funds and property other than the veteran's primary residence and vehicle.
It is worth noting that there is no hard limit to the asset threshold allowed. The VA is looking at whether your income and assets are substantial enough that the veteran or spouse could live off of them for a considerable amount of time. The VA takes in to account the veteran's age, his or her care expenses and life expectancy. Veterans with high net worth have been approved and veterans with low net worth have been denied.
If one's assets are above 50K, it is strongly recommended that they consult with a veterans' pension planner prior to application to ensure the greatest possibility of acceptance.
https://www.payingforseniorcare.com/longtermcare/resources/veterans_pension.html#title6
The house is excluded from consideration as an asset, but if you sell it, then it may be considered cash assets that could pay for care. I wish I had a better answer for you, but the answer seems to be "she might lose A&A, she might not." If she's ALREADY qualified, however, does she have periodic reviews where you have to submit financial info? I'm not familiar with the process. I'm wondering how VA would know that your mom's house has been sold.