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It sounds like you want the taxpayer to pay for her care so you can get a free house.

Not going to happen.
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Reply to ZippyZee
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AlvaDeer Nov 28, 2023
This is something we go-a-few-rounds on here on AC.
Some feel that the "greedy nursing homes" should be frozen out and the assets the seniors "worked all their lives for" should go "where they want them to go (the darling kids, of course)."

I fall into the camp that it is the "greedy kids" who want the money their parents saved often ALL THEIR LIVES to have a decent outcome in their old age. And those kids could care less what kind of minimal Medicaid care the parents get, just so they don't get the money. Meanwhile the nursing homes, stuck with Medicaid payments struggle to keep minimally paid staff and the doors open with all the rules and regs. The parents suffer. And on we go.

Somewhere between those two camps of thought lies the truth, I suspect.
But I have two things on AC that will get me every single time. One is Siblings at War. The other is Asset Protection. In the one case the parent is torn between two ugly siblings. In the other the siblings are out to get the money before the Nursing Home Business can. There was a nun who became a Saint (Catherine of Sienna) who wasn't quite dead yet when those enamored of her began to collect their relics off her--so goes the gruesome (hopefully mythical) tale. I am put in mind of her. Should perhaps be the Saint of all Seniors.
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No. She cannot. This would be gifting. Her assets stand for her care. Would you not want this home of your mother's sold so that she could be in a decent care facility? Would you rather the home is yours and your Mom on Medicaid in another facility with poor care?

If you have questions about asset protection, which basically to my mind reads give-the-money-to-the-kids-and-let-the-taxpayer-worry-about-the-rest-of-it to me, then go to an attorney. Tell him you are there to discuss asset protection. Take all your Mom's asset information with you. He will give you your options.
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Reply to AlvaDeer
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If she sells you the property it must be a Fair Market Value. (can't sell a $500,000 property for $5.00)
And if she sells you the property she will have funds to pay for her care.
The State has no interest in "owning" her property. What would happen is a lien would be placed on the property and any money owed would be due when the property is sold.
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Reply to Grandma1954
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A nursing home costs money. Your mother has property. She sells the property to pay for her care. It’s called paying your own way.
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Reply to Fawnby
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Mom can sell you (or anyone) her home at fair market value and then use those funds to pay her Nursing Home fees.
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Reply to BarbBrooklyn
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Marylynn3,
You can read all about it by entering K. Gabriel Heiser in the search icon above.

He is an attorney and author who writes about your topic extensively.

By property, do you mean a house, land, and/or personal property like jewelry, appliances, furniture?

Please read about the five year look back also.

Search icon is the magnifying glass.
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Reply to Sendhelp
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The state doesn't want her physical house, literally. If she needed and qualified for Medicaid, then Medicaid puts a lien on her house (if she still owns it at the time). The lien is satisfied when the home is sold.
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Reply to Geaton777
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Yes. As long as she sells it for fair market value. Then she has to spend the funds on her care. No gifting.
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Reply to 97yroldmom
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