I have osteoarthritis in my knees so I can't climb the stairs to get the laundry or put it back. I had an unsuccessful back surgery so I am in pain a lot. He was self employed but the company lost the contract so he is not employed right now and is caring for me. I am on disability and Medicaid pays my Medicare monthly premiums.
In order to pay for a grown child or a spouse, and pay a decent wage, that would mean State and Federal taxes would need to be hiked to an outrageous amount.
I believe the only insurance that pays for caregiving would be the expensive "long term care" insurance which one purchases separately.
Check to see what other programs are offered through Medicaid. Some States have programs where an Aide will come to the house couple times a week to help out.
If you are a senior citizen, check with the County/City Agency on Aging to see what programs they have.
Thank you for the information. By the pay being very minimal can you tell me how minimal it is? Thanks , Kitty
Now, you might want to try Medicaid [which is different from Medicare] to see if you can qualify. Some States do offer a family member pay for caregiving but note the pay would be very minimal.