Right now dad is good but transitioning to a walker today. My biggest fear is who to contact and bring in if he needs more help with everyday such as bathing. My wife is his care giver right now but I cannot ask her to bath my father or help him use the toilet when the time comes. I want to be prepared before it hits us one day.
it is common for people to want to pass away at home. I know I don't, give me the hospital, otherwise my sig other would need to walk pass that room every day and relive the feelings over and over. But that is just us.
But don't be afraid to move Dad to a nursing home when the time comes. My Mom passed in long-term-care but her brain was so damaged she didn't even know where she was. My Dad passed in Memory Care, this personal caregivers took turns taking care of him so he wouldn't be alone.
Medicaid can help out with paying for room, board, and care. Check with your State Medicaid office to see what programs are available. Those programs are subject to change depending on State budgets.
On average the cost is between $20-$30/hour depending on where you live. Do you think your Dad could budget for that cost? It should not come out of your own savings.
My own Dad lived by himself, thus he really liked having the caregivers there to help him. The Agency sent out a variety of different caregivers and Dad narrowed it down to two that he really enjoyed having around during the day, they had a lot in common with Dad and laughed at his jokes/puns. They were with him for over a year :)
Eventually Dad decided it was time to sell his house and move into senior living, where he was happy as a clam.