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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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If you’re listed as someone’s beneficiary, how do you get the dividends if you don’t know for sure you are? Will life insurance issue a check or try to notify you?
Give the deceased’s family a call, email or send a hand written note. Express your sympathy to them and share a nice memory about your friend. You can do this tactfully and with respect. Don’t approach it with, “Hey, I think there's some money in this for me,”. Mention that at one point, you were told you were a beneficiary on an insurance policy they had. It was just a comment, but you’d still like to know. Ask for the name of the insurance company and then write to the company. Offer to pay for a copy of the death certificate because you will need it. Then thank them very much and perhaps send a small gift as further thanks.
There is no sense in wondering and speculating. This is the only way you’ll find out.
I wouldn't count on anyone notifying you. I have accounts in a few banks that are POD to my daughters, and the banks have already told me that they do not notify. So I am sure to continually pound it in to their heads that this money is here. I suppose eventually Uncle Sam would knock on their doors about not declaring dividends, but still................ If you suspect there is an account, yes, do call the Company and do say the person's name, that they are deceased and that you believe you are a beneficiary. They will check. If you are they will walk you through the process. If you are not it is unlikely they will give you a lot of other information. Are you going currently through the property of the deceased? You can never tell where some folks put this stuff and be certain not to throw anything that might be a safe deposit key.
If you are a beneficiary and can get the name of the insurer and a death certificate, payment should be very prompt. I have an insurance agent friend. He said life insurance is the most cut and dried procedure for payout. No pulse? Here's a check. No adjuster or BS.
ASK THE FAMILY. It's not rude if you phrase it correctly. "So and so told me that I was a beneficiary of their life insurance. Can you help me find out?"
Who told you u were beneficiary? That person should know the insurance company.
I agree that the Executor or Administer of the estate should be able to give you this info. Hopefully the principle has their records in order. You will need to have the policy #. Then call and talk to a representative. That person will confirm you are beneficiary or not. If you r not, they will not tell u who is. If you are, they will need proof you are who ur.
I don’t know who their life insurance is through. This person mentioned to me about five years ago that I was one of the beneficiary’s. They passed suddenly without warning.
As the PR of various estates, I sent each insurance company a letter, included a death certificate and asked them who the beneficiary was, after that the beneficiary filled out the claim forms and secured the funds.
If you know who the insurance company is, contact them to ask what their procedure is for finding out if you are the beneficiary of the policy. I’m not sure if they will divulge the information to you, though, if you don’t have any record of the policy. If you don’t have Power of Attorney for this person, they probably won’t tell you. You may need to have the person who does have POA find out.
Yeah I don’t know where. I was just told I was a beneficiary but they passed before sharing details. Feels rude to ask their family. Was just wondering if the ins co would disperse if I was listed.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
There is no sense in wondering and speculating. This is the only way you’ll find out.
If you suspect there is an account, yes, do call the Company and do say the person's name, that they are deceased and that you believe you are a beneficiary. They will check. If you are they will walk you through the process. If you are not it is unlikely they will give you a lot of other information.
Are you going currently through the property of the deceased? You can never tell where some folks put this stuff and be certain not to throw anything that might be a safe deposit key.
ASK THE FAMILY. It's not rude if you phrase it correctly. "So and so told me that I was a beneficiary of their life insurance. Can you help me find out?"
I agree that the Executor or Administer of the estate should be able to give you this info. Hopefully the principle has their records in order. You will need to have the policy #. Then call and talk to a representative. That person will confirm you are beneficiary or not. If you r not, they will not tell u who is. If you are, they will need proof you are who ur.