Can my caregiver withdraw money from my personal bank account without my permission to use for herself on things that don't pertain to me or my condition? I have dementia but I am capable of making my own decisions for myself, such as what I want to do, what to cook, when to shower, mow the lawn, do work around the house fixing things that are broken, use my computer and laptop to communicate and do research such as I am doing now.
James if you still mow the lawn (what r u doing next spring?) and went online to do this post, well, imho your totally competent and cognitive and you don’t need your DPOA to be micromanaging your finances. I’m guessing you’d like to keep all nice with the DPOA? If so, Maybe what you can do is require 2 signatures on all checks over a set amount (maybe $100?) and then limit any access by the Dpoa to a debit card attached to your one of your bank accouns. You go to the bank to do this on your own; personally I’d remove any signatory ability on all accounts but a single checking account for the DPOA as well.
If you move to online payment for everything (utilities, insurance, etc) house, that stops a lot of the .... but but I need a debit card... nonsense.
Out of curiosity, is the Dpoa a friend rather than family?
As whether or not the bank will allow them, not sure.
POA is effective when you can't do things yourself.
Others here know more about this.