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Does their living environment pose any safety concerns?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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For certain medications that are not covered ny our insurance through Medicare the pharmacy will apply a GoodRX card and while may not making medications very cheap it certainly does bring the price way down.
I assume he has Medicare plus a supplement or advantage plan. Going forward, speak to a Medicare agent asap just in case the window of time to change plans may be closing soon...may be March. Choose an independent agent rather than an agent associated with a plan so that you do not just get steered into that plan. There should be no cost to do this because the agent gets paid by the enrolment. If you cannot change plans then look again in October. All of his meds can be plugged into a search engine to find which plan provides the best drug coverage. You can do this on your own on medicare.gov but an agent may have more info.
I hadn’t heard of Eliquis, looked it up on Google and got this: “Why was Eliquis taken off the market?: 2018: The Superior Court of Delaware received many Eliquis lawsuits, all of which alleged the same things: that the medicine caused serious or deadly bleeding issues and that the drug's manufacturer hid the fact that there was no way to reverse the drug's blood-thinning effects”.
Are you sure that you want it? Just as a matter of interest, my mother took Warfarin as a blood thinner. When she needed an operation, she was monitored (blood taken 3 times a day) for 10 days before they would operate. Otherwise she would have bled to death. So it’s a risk-balance exercise, if an operation might be urgent.
Eliquis is still on the market. Warfarin has to be closely monitored with blood tests for INR numbers while Eliquis, Xarelto, Padaxa and others do not. ALL blood thinner carry risks of deadly bleeding issues.
Speak to MD if the medication cannot be afforded so he can find out what equivalent has a good generic that will be covered. If income a problem do follow the directions of others below to speak with the company to get cost covered, because these new drugs are much to be preferred over coumadin which requires such frequent drug tests and can go so quickly too high/too low in thinning.
There are different classes of blood thinners so his reasons for taking it must be considered but you could ask the doctor and pharmacist if there something else more affordable that would work just as well.
If the medication is unaffordable often the drug companies have methods of helping people afford the medications that are needed. You can ask if a generic version can be prescribed. I know with my insurance if I bring a certain RX to the drugstore the cost to me is higher because the doctor specified the name brand. If I use mail order the cost is lower because the mail order does not have the generic so they have to send the name brand for the same cost as if it were generic (make sense?)
The other option might be to check with some supplemental insurance to see if the drug would be less expensive If it is possible with his insurance. I know with mine I can not chose a supplemental or I will lose my retirement insurance. So before you make any changes it is wise to check with the primary insurance to see what restrictions there may be.
It is also worth talking to the doctor letting them know that the medication prescribed is unaffordable and are there any other options.
If your husband has insurance, is the insurance not paying for this medication? My mother had Medicare and supplemental, so Eliquis was covered with a co pay of $20 if I recall.
Otherwise, find out which blood thinner (aside from Warfarin) IS covered and see about a switch. Our insurance would not cover Eliquis for DH but wound up covering Pradaxa. Six of one, half dozen of another. His doctor switched him over to Pradaxa which was in the formulary, and all was well.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
“Why was Eliquis taken off the market?: 2018: The Superior Court of Delaware received many Eliquis lawsuits, all of which alleged the same things: that the medicine caused serious or deadly bleeding issues and that the drug's manufacturer hid the fact that there was no way to reverse the drug's blood-thinning effects”.
Are you sure that you want it? Just as a matter of interest, my mother took Warfarin as a blood thinner. When she needed an operation, she was monitored (blood taken 3 times a day) for 10 days before they would operate. Otherwise she would have bled to death. So it’s a risk-balance exercise, if an operation might be urgent.
You can ask if a generic version can be prescribed.
I know with my insurance if I bring a certain RX to the drugstore the cost to me is higher because the doctor specified the name brand. If I use mail order the cost is lower because the mail order does not have the generic so they have to send the name brand for the same cost as if it were generic (make sense?)
The other option might be to check with some supplemental insurance to see if the drug would be less expensive If it is possible with his insurance. I know with mine I can not chose a supplemental or I will lose my retirement insurance. So before you make any changes it is wise to check with the primary insurance to see what restrictions there may be.
It is also worth talking to the doctor letting them know that the medication prescribed is unaffordable and are there any other options.
Otherwise, find out which blood thinner (aside from Warfarin) IS covered and see about a switch. Our insurance would not cover Eliquis for DH but wound up covering Pradaxa. Six of one, half dozen of another. His doctor switched him over to Pradaxa which was in the formulary, and all was well.