He was in ICU w/Sepsis for a month. Now he has been in rehab for almost a month. Before hospitalization he was independent and living in his home. We were told he has about 20 days left where insurance will cover him. I can’t imagine him being on his own in 20 days! I have no idea how this works. What happens when his time is up at rehab and he is still not walking or able to get in and out of a wheelchair on his own?
If there is no one to take care of your FIL, you will have to speak frankly with his discharge planner and/or the social services department at the rehab NOW. If he cannot self-pay, apply for Medicaid. NOW. If there is an SNF attached to the rehab as there was in my husband’s case, he may be able to go there Medicaid pending.
Don’t wait for the rehab to bring this up, you do it so you ha e all your ducks in a row when his coverage there ends. Be very clear with them that he cannot come to live with you. They will try to convince you to take him in.