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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I have personally talked to many people who are caring for an elderly ill parent. They have Medicare Medicaid and supplemental insurance and they can’t afford to put their parent in a nursing home. I am one of those many people. My father and I were caregivers for my severely ill mother for over 20 years. My parents at one time had a great savings built up. What so many people just don’t get is even with Insurance Medicare Medicaid. Long term severe illness can completely destroy you financially. It destroyed my parents. Remember NONE of these forms of insurance pay for everything. My mother got so bad that my father and I together couldn’t care for her anymore. We had no choice but to put her in a nursing home. That completely finished off my parents and me financially, mentally, emotionally and physically. Human beings were created to love help each other and care for each other. Not to be greedy heartless and selfish to each other. I’m not ashamed embarrassed or feel guilty for asking for help financially or any other type of help. I have spent my life helping people and not just my family. Then when I need help that’s a completely different situation it’s like pulling teeth to get real sincere help. People love to give their worthless opinions advice lecture judge and give a lot of empty talk broken promises and political games.
For the most part state governments want to cut programs, not increase them. Kansas in particular has cut everything possible. Everyone wants less taxes not more. If your parent was accepted into Medicaid you could apply for an in home caregiving waiver. However, these are limited. Priority is generally given to a parent caregiving their child. And, if you do get one, it is limited hours - maximum hours are about 28 hours per week and at times as low as four hours. Some states do not offer any Medicaid waivers.
Todd, I can understand how you feel. Unfortunately if we tried to fund caregivers who are caring for a love one, every State would go bankrupted immediately unless taxes are increased, and as we know many voters usually vote "no" to tax increases.
The Federal government does help with some funding to every State but with the current Administration it looks like cuts to Medicaid could be on the horizon. Be lucky we have Medicaid to help out, but I know not everyone wants their aging parents in a nursing home.
I know it was a real eye opener when my parents were getting much older as to the cost of aging. It was major sticker shock as to the cost of long-term-care/nursing home... cost of Independent Living and Assisted Living/Memory Care... even the cost of having caregivers coming to my parents house. My folks did save for those "rainy days" and by george it was storming out there !!
Our local newspaper, the Washington Post, has had numerous articles about aging care, about dementia, and other factors of caregiving. But I bet the only people who read those articles are the ones already down in the trenches doing caregiving. The ones not doing caregiving usually skip over those articles.... [sigh]
I don't know what is the answer to this. Except raising taxes to help with caregiving. Similar to school taxes. Where every tax payer chips in. And to teach the younger generation to save like there is no tomorrow.
Everyone I have ever talked to who is or knows someone who is a fulltime caregiver for an ill family member. The caregiver and person being cared for are experiencing severe financial hardship. With the baby boomer generation rapidly aging. The number of people experiencing financial hardship is growing by leaps and bounds. In my personal research I haven’t come across any organization in the public or private sector. Who is giving any attention to this enormous growing problem?
Todd, are you asking if you could be paid to be your Dad's caregiver? If yes, please note the majority of grown children who are caregivers are not paid.... unless your Dad can pay you out of his own retirement funds. If yes, then you and Dad would need to draw up an employment agreement.
Another option is for Dad to sign up for Medicaid [which is different from Medicare]... if Dad is accepted into the program, maybe you could be paid a minimal amount. Medicaid is paid through taxpayers thus money is limited.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The Federal government does help with some funding to every State but with the current Administration it looks like cuts to Medicaid could be on the horizon. Be lucky we have Medicaid to help out, but I know not everyone wants their aging parents in a nursing home.
I know it was a real eye opener when my parents were getting much older as to the cost of aging. It was major sticker shock as to the cost of long-term-care/nursing home... cost of Independent Living and Assisted Living/Memory Care... even the cost of having caregivers coming to my parents house. My folks did save for those "rainy days" and by george it was storming out there !!
Our local newspaper, the Washington Post, has had numerous articles about aging care, about dementia, and other factors of caregiving. But I bet the only people who read those articles are the ones already down in the trenches doing caregiving. The ones not doing caregiving usually skip over those articles.... [sigh]
I don't know what is the answer to this. Except raising taxes to help with caregiving. Similar to school taxes. Where every tax payer chips in. And to teach the younger generation to save like there is no tomorrow.
Another option is for Dad to sign up for Medicaid [which is different from Medicare]... if Dad is accepted into the program, maybe you could be paid a minimal amount. Medicaid is paid through taxpayers thus money is limited.