I have lived here for the last 4 years. I am NOT getting proper assistance from IAH SS to help take care of himwe are going to put him in to a nursing home for 30 days trial he would like to sign the house over to me before he goes in case anything happensI love him dearly and taking care of him a long time it's just gotten to hardI can't do it 24 hours a day alone can he sign the house over to me on a deed of trust aunt is medi-cal going to make me sell the house to pay for the nursing home we don't want to lose the house what if he does get to come home I just need some kind of help and guidance of what to do this is are they going to make a sell the house to pay for the nursing home are they going to take my home he is a veteran will they help pay to take care of himI don't even know if I'm asking the right questions if he deeds the trust to me and he lives for another 5 years is the house mine if he sells the house to somebody else doesn't belong to themif he has nothing will they take care of himhe's going into the nursing home next week what do I do to try to secure our home he has no other money or anything he does have a small income each month but I've been taking care of him for a long time can I get some kind of feedback I know there's other people in the same spot I'm in
I went through a similar situation after 11 your break up. I am vested 11 years financially and since we were not married I had very little rights. So, my honest opinion would be to find employment and start looking for a place to live because somebody has to pay for something. Like I said to Bob it doesn't make any sense if he goes into a nursing home and tax dollars pay for it and then tax dollars pays for you to be in the home if you can't quite afford it. That is why they have these laws and that is why people can't gift homes and pull certain moves within so many years of someone entering a nursing home. I don't mean to sound harsh I just have been through a similar situation and I finally realized I made some bad financial decisions 10 years ago and the consequences of those decisions left me at middle-age starting over at almost minimum wage. I did not protect myself financially and it sounds to me like it's possible some of these decisions should've been made five years ago. Not a week before he goes into a nursing home for a 30 day trial to get stronger.
Try to relax and don't panic. It will all work out however, yes, you may have to move but the good news is you can still visit your friend at his nursing home every day. I would call your County assistance office because they have caseworkers that can help you as well as your friend with services and how to proceed. You may even be eligible for a free legal advice from your local legal aid office. I have never answered a question On any forum so please forgive any spelling mistakes. I just felt very compelled to answer your question. Take a deep breath. There is support out there for your situation.
Curious, why hasn't this gentleman been paying his own bills? Does he have memory issues so it's too difficult for him to do this himself? Or are you paying from your own pocket because he cannot afford the house, food, clothing, etc? If this gentleman has memory issues, chances are he wouldn't be able to sign over the house to you. Plus, if Medicaid comes into the picture, they will put a lien on the house to help pay for his current and any future care.
As for reaching an Elder Law attorney, go to the top blue bar at the top of this page and click on "Money & Legal", then click on "Elder Law", now put in your zip code. I found my Elder Law attorney on the link, she is fantastic.
The fact that you have been paying any bills is of no concern to Medicaid. I'm sorry you didn't consider this years ago but an attorney may help. It doesn't sound promising though and you may have to prepare for a move.
Right now what I think is the biggest hurdle is that you have no legal standing - if you were to become his spouse or could legally be considered his common law spouse, that changes things entirely. If you were a spouse, you get all sorts of benefits: from part of his income as his wife; also you get to keep the house and no MERP done; etc.
Can you keep him at home & make it work for a couple of months more and see an attorney in that period of time and either get married or have it recorded as existing common law marriage.
Who is doing his IHSS applications for him? Who is his POA? Would they object to your getting married? Would he be good to go on doing this?
What is the situation on his home? Does he own it outright? Could you manage to pay for all the expenses on the house on your own starting tomorrow if need be?
If you were to get married, would the $ provided to you from his SS be able to cover the costs on the home as well as your living costs? You really have to do a hard realistic look at all this. What often happens for caregivers, is that even though they can qualify for the caregiver exemption for the home, they cannot afford the house as they flat don't and won't ever have the income level needed to afford all the costs (insurance, taxes, utilites, etc) on the house much less their food, clothing, etc. costs. They can't afford the house for the possible years that their elder or their spouse could live in the NH. Not everbody can afford a home. Sometimes you just have to make a hard choice based on financial feasibility and forget the emotion. good luck in whatever path you take.
If you can prove that your caregiving has kept him in his home, you may get a hardship exemption allowing you to stay there. Ask about that.