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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Sarah, run a free credit check on her, it may reveal assets and debts that got lost in the shuffle. Good idea to check with the NC pension board, they can also help you. The NC state insurance board can direct you how to conduct a life insurance search. Old tax returns may also be helpful, from the IRS.
That she was employed by a state that's still here rather than a company that might not could make it much easier. States usually have benefit departments that could advise you whether there were any other benefits, such as a pension, that might not have been collected.
Thank you both. All her papers were left with my sister. Unfortunately, when she passed her husband got rid of everything without consulting me. She was employed by the State of North Carolina, I will start from there and the State Isurance Departments. Thank you for the advice.
This is just a thought; I don't know if it would lead to anything or not but it might....Contact your state government and ask if they have an insurance division. Functions can include action against recalcitrant insurance companies, but they may also have lists of companies that have had active policies in your area.
Was grandmother employed? If so, she may have had a policy through work, and possibly continued it after retiring. You could contact the HR or benefits department of her last employer.
Sara, I know this will sound crazy but some elders tend to hide what they think are important documents. Search even the dresser drawers, pull out the drawers and look underneath in case something is taped to the underside of a drawer....
Some elders also have bank safety deposit boxes, so you might need to call all the banks in your area and in whatever other areas your Grandmother had lived....
Some extremes, even look under the mattress.... under sheets and towels in the linen closet.... look in shoe boxes and hat boxes.... look behind pictures hanging on the wall in case she taped it there.... feel the back of any pictures to see if it feels like something could be between the picture and the backing. If Grandma lives in an older home with wide plank wooden floors, see if any of the planks seem different, meaning like one had been pried open.
It could be that Grandma never even had an insurance policy. Or if she did, she had stopped paying on it and it had been cancelled. Keep looking, you never know.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Good luck!
She was employed by the State of North Carolina, I will start from there and the State Isurance Departments. Thank you for the advice.
Was grandmother employed? If so, she may have had a policy through work, and possibly continued it after retiring. You could contact the HR or benefits department of her last employer.
Some elders also have bank safety deposit boxes, so you might need to call all the banks in your area and in whatever other areas your Grandmother had lived....
Some extremes, even look under the mattress.... under sheets and towels in the linen closet.... look in shoe boxes and hat boxes.... look behind pictures hanging on the wall in case she taped it there.... feel the back of any pictures to see if it feels like something could be between the picture and the backing. If Grandma lives in an older home with wide plank wooden floors, see if any of the planks seem different, meaning like one had been pried open.
It could be that Grandma never even had an insurance policy. Or if she did, she had stopped paying on it and it had been cancelled. Keep looking, you never know.