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Who are you caring for?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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If I should ever need to go into a nursing home, I hear that they take everything that you own. My question is, How do I protect my Annuity from the nursing homes ?
A will, nor a transfer on death of property will protect assets. Medicaid will place a lein on all property. Medicaid will recover the total amount spent on care of an individual before ant sort of assets are disbursed to beneficiaries. Read up on Medicaid Estate Recovery Program for your state.
If you want to protect assets and/or prepare for Medicad spend down you hire a Certified Elder Law or Estate Planning Attorney. If you have assets you do not want to get your plan on a chat board that is for supporting caregivers with care related needs. You need a plan that is recreated based on your situation.
gladimhere, I hate to tell you this, but I must disagree with you on this because my bio dad did a transfer on death of his house before he ever entered a nursing home, and the nursing home could not touch his house. Somehow he was also able to take care of his life insurance policy and anything else he wanted protected and the nursing home could not touch anything. I happened to be the one who previously asked a question when I was discovering stuff about my dad's life insurance policy, there was a problem and I discovered certain things along the way, which is how I know what I know. I know who got the house and it wasn't the nursing home, and I have a good idea who also got all the money. I don't agree with how everything turned out because I think someone took advantage of my dad, which is most likely the reason why things turned out the way they did
1Rare...problem is that it might be different today then when your dad did it. With NH care and other medical care going sky high in most cases, more and more states are changing their recover laws. It may not be the NH looking to recover...it could be the state now looking to recover any Medicaid aid it spent on senior care and that law could have changed from what it was to what it is now quite recently.
And so talking with an Elder Law attorney, even if you think you can't afford it, would be the prudent choice when you really think about it.
glorygirl51: You appear to be totally in the dark about Medicaid. Go to Medicaid.gov and educate yourself about the app process. Just like Kimber said "you pay for everything now" so why would you think that an NH is a free ride?
If assets (like bank accounts) are titled jointly with a living person, they are not eligible for MERP. Real property is protected as long as it's in a "trust" (belonging to the trust, not the person) or in something called a "life estate." Google "life estate." As for your annuity, I believe as long as it's willed to someone, it will go to them after you die. MERP applies only to probatable assets. As for protecting your annuity when you go into a NH, there are ways, but they all involving re-titling your asset. There's a "life trust" where you sign your annuity over to the trust and you can use the proceeds of the trust to pay your expenses, but the asset belongs to the trust. You could transfer the annuity to someone you REALLY trust and hope they don't pre-decease you or you don't need NH care in the next 5 years. There are ways, a small, finite number of ways. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
And so talking with an Elder Law attorney, even if you think you can't afford it, would be the prudent choice when you really think about it.