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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Your a CS aka a Community Spouse, right? So it’s just your wife who is going into a facility and she’s applying for LTC Medicaid, right?
Couples Medicaid stuff is way way different and more complicated that that for an individual applicant. it’s imo not ever a DIY but needs elder law atty, and one that’s CELA level of experience.
Individual LTC Medicaid is straight forward: monthly income under your state’s maximum, 2k in nonexempt assets and they do a copay of all mo income to the NH less your states PNA / personal needs allowance. Have this and be medically “at need” for LTC, with no gifting issues in the lookback, their basically good for eligibility.
BUT for couples, you as the CS have assets & income that have to be segregated AND also you have the issues around the fact that your income is not tied into her income for her eligibility; AND you may need some of her income to maintain your CS level of living SO IF that’s the case, her copay requirement of basically all her income to the facility might can be partially or completely paid to you as your own CSRA community spouse resource allowance, but this stuff has to be documented & correctly filed for. ALSO You might can have joint assets shift to become income to you, so she meets her nonexempt asset allowable sooner. Plus looking to change beneficiaries if that makes sense to do. But all this stuff is not simple and has to be mindful of Medicaid regulations. A good CELA atty really will be of value to you and for her. As a CS, you might outlive her for years if not decades. It can be really hard to spend time looking into allthis as your focus is her care & her needs. It’s overwhelming. Its why an atty can be so helpful in all this.
There isn’t a simple answer to this question if the person entering the nursing home is on Medicaid. If person is married then their spouse is the community spouse and is allowed to keep a portion of the couples income & assets-and that amount varies by state. So you really shouldn’t transfer money and try to hide assets without consulting an attorney first.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Couples Medicaid stuff is way way different and more complicated that that for an individual applicant. it’s imo not ever a DIY but needs elder law atty, and one that’s CELA level of experience.
Individual LTC Medicaid is straight forward: monthly income under your state’s maximum, 2k in nonexempt assets and they do a copay of all mo income to the NH less your states PNA / personal needs allowance. Have this and be medically “at need” for LTC, with no gifting issues in the lookback, their basically good for eligibility.
BUT for couples, you as the CS have assets & income that have to be segregated AND also you have the issues around the fact that your income is not tied into her income for her eligibility; AND you may need some of her income to maintain your CS level of living SO IF that’s the case, her copay requirement of basically all her income to the facility might can be partially or completely paid to you as your own CSRA community spouse resource allowance, but this stuff has to be documented & correctly filed for. ALSO You might can have joint assets shift to become income to you, so she meets her nonexempt asset allowable sooner. Plus looking to change beneficiaries if that makes sense to do.
But all this stuff is not simple and has to be mindful of Medicaid regulations. A good CELA atty really will be of value to you and for her. As a CS, you might outlive her for years if not decades. It can be really hard to spend time looking into allthis as your focus is her care & her needs. It’s overwhelming. Its why an atty can be so helpful in all this.
Can you not have your income deposited into the joint account any longer? Open another account for you if you need to separate your own funds.
Thinking there are no large sums in CD's or savings if both are on Medicaid with low income.....
Medicaid WILL find out.