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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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943 a month.Im on the Hud list but can't get low income housing bc of being a felon over a stealing charge.I know I did this to myself but everyone makes mistakes what can I do without losing my ssi
I asked this on your other post, are you talking about Social Security or Supplimental Security Income? Your question cannot be answered correctly if we don't know which your on.
Social Security does not care that you take out loans. This money you earned by working for it. If you are collecting before 67 then there is a cap on how much income you can bring in.
Supplimental income is probably monitored and taking out a loan may effect it especially since you said you are getting Medicaid. But you have paid those loans off, so I don't see why you are worried about them now.
If SSI means Social Security Income then you maybe able to get Supplimental income too if you are a certain age. This you need to discuss with a caseworker at your Social Service office. Hopefully they can also help you with housing.
Every single ssi or ssdi recipient I have known in middle age has some sort of hustle, ie odd jobs that aren’t reported, unless they’re clearly immobile themselves.
When you asked this question on 9/27, I and others answered you.
You may want to get a job for as many hours as possible that will still allow you to keep your SSI. Or get a roommate to share expenses.
Many, many senior citizens are in a similar predicament, getting low Social Security pension checks every month, and having no felony records, who have to go back to work in their 70s to make ends meet!
while receiving Social Security benefits. The loan proceeds will not affect Social Security retirement benefits. However, if you're receiving Supplemental Security Income (SSI) from Social Security, any loan proceeds you don't spend could count against you and reduce your benefits.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Social Security does not care that you take out loans. This money you earned by working for it. If you are collecting before 67 then there is a cap on how much income you can bring in.
Supplimental income is probably monitored and taking out a loan may effect it especially since you said you are getting Medicaid. But you have paid those loans off, so I don't see why you are worried about them now.
If SSI means Social Security Income then you maybe able to get Supplimental income too if you are a certain age. This you need to discuss with a caseworker at your Social Service office. Hopefully they can also help you with housing.
You need to get a job that pays you below the cutoff threshold for SSI.
You asked a similar question before.
Sorry, that felony is going to follow you for a long time.
Try to get a caseworker or case manager for assistance. Getting a job, your benefit may decrease the more you earn.
You may want to get a job for as many hours as possible that will still allow you to keep your SSI. Or get a roommate to share expenses.
Many, many senior citizens are in a similar predicament, getting low Social Security pension checks every month, and having no felony records, who have to go back to work in their 70s to make ends meet!
If you notice more older people are continuing to work even if they're doing well, financially.