I moved in with my father (93) after he refused to leave his house (I would not do that again) I cut my income by two thirds to care for him and lost my health insurance in the process. He wants to sign his house over to me (I'm his only caregiver) but I'm concerned about losing Medicaid. Do I have any options?
Just a thought!
It is not tremendously expensive to set up a trust, revocable or irrevocable, especially if you are willing to do the leg work getting everything titled and deeded in the trust name. These buy one package deals are a scam and should be avoided, FWIW.
I think that the 5 year look back still comes into play and anything done during that time is an issue, legal or not.
How long have you now been living with your father as his primary caregiver? - I believe that makes a difference in terms of your rights to residency.
Are there any other family members to consider?
Other forum members have a wealth of Medicaid experience and expertise - hold on, I'm sure they won't be long.