My parents purchased a burial plan in another state (where my dad is buried). My mother has since relocated near family in another state. She will probably end up on Medicaid before it's all said & done. Can she set aside $ for the additional out-of-state transport, etc., expenses now--or would that be subject to the look-back? What do you do about final expenses when they have little or no resources? (and you have your own $ issues)
So she probably wants to - before ever filing for Medicaid - to pay in full the extra costs to transfer her body back to her old state so she can be buried next to her late husband. Funeral & burial preneed are allowed spend downs. There’s going to be costs from a local FH to get body, prep it and a transportation fee to the old NH. Plus I imagine some sort of state required paperwork fees. Maybe as a first step call the old FH to see if they have an affiliation with a FH in your area. If so it will be easier. I bet it’s going to be lots more co$tly than you’ve imagined.
You cant do a DIY “weekend at Bernie’s” with the body.....
My mom had had a preneed done in the 1980’s and my experience is similar to what the others wrote..... there were all sorts of additional costs not included.
You can also call Medicaid in the state where Mom lives and ask them. She shouldn’t be penalized for wanting to be buried next to her husband.