She has dementia and is declining rapidly - my husband and I are getting to the point where we are not able to take care of her any longer. She does not own a home or a vehicle. She lives with us. How do we get her into a nursing home with the gap in $$?
An Elder Waiver program helps seniors to "age in place" in their homes.
Medicaid requires that she also medically qualify: most states' Medicaid programs will only pay for LTC and she needs a diagnosis or medical recommendation for this.