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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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The insurance is paid for the month but we don't know how to keep the car covered in case of an accident. Can we just add it to my policy prior to the ownership transfer so we can continue to use the vehicle? We live in Missouri.
Call me bad. I sold Dad's car by forging his signature on the title. I gave the $6,000 to his wife. Go ahead, arrest me. DMV will not let you register the car without written permission from the owner in NY. Insurance is another matter, they may balk.
Zytrhr, thank you for that clarification. I should add though that if there's a trust and the car was identified in the Bill of Sale to the Trust, or included in the general description of "all" assets, the car does not have to go through Probate.
And as I noted, if there is a Will, it governs in terms of whether or not the daughter or someone else should get the car.
It would help if the OP provides more information for the 4 questions she's asked.
Will or not if there is no TOD, the car would have to go through Probate. I speak from personal experience, since my late wonderful uncle wanted my mom to have his car. He did not have a TOD, so it went through Probate. She did not get it anyway, because he had an accident and the cost of repairs was more than what was in the Estate, so the dealer kept the car.
This is important. Did your mom have a Transfer on Death Beneficiary (TOD)? If not, the car will have to go through Probate. I don't believe you can drive the car until it is cleared through Probate. If there is a TOD, all your daughter would need to do is take the title with her being named to the BMV, along with her info,just to be on the safe side (Driver's license, SSN, etc) pay the fees just as if the car was already in her name and she is good to go.
At this point, I think it's appropriate for us to know whether or not you are identified as Personal Representative or Executrix, and if not, who is. And what's the status of the Probate proceeding?
The assumption in this post is that gifting of the car to your daughter is what your mother intended. However, as you state, it was not done. If there's a Will, you need to follow the bequests established therein, even if the car isn't gifted to your daughter.
Couple that with the fact that it's apparent you weren't involved in any assistance with her assets and have little knowledge of her financial situation.
I apologize if I'm wrong but I can't help wondering how much contact you had with her during her last months, and if someone else will be PR or Executrix/tor.
You did mention in your real estate post that "there are immediate concerns".
If you want the best and most appropriate answers, it helps to provide background information, especially in this particular question.
If the car is still titled in your mother's name, you'll have to have estate documentation to transfer it to your daughter, unless a will provides otherwise.
I doubt if any underwriter would ensure a car that you don't own and which is titled in the name of a deceased, but call your agent and find out.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
And as I noted, if there is a Will, it governs in terms of whether or not the daughter or someone else should get the car.
It would help if the OP provides more information for the 4 questions she's asked.
Will or not if there is no TOD, the car would have to go through Probate. I speak from personal experience, since my late wonderful uncle wanted my mom to have his car. He did not have a TOD, so it went through Probate. She did not get it anyway, because he had an accident and the cost of repairs was more than what was in the Estate, so the dealer kept the car.
I'm so sorry for your loss.
The assumption in this post is that gifting of the car to your daughter is what your mother intended. However, as you state, it was not done. If there's a Will, you need to follow the bequests established therein, even if the car isn't gifted to your daughter.
Couple that with the fact that it's apparent you weren't involved in any assistance with her assets and have little knowledge of her financial situation.
I apologize if I'm wrong but I can't help wondering how much contact you had with her during her last months, and if someone else will be PR or Executrix/tor.
You did mention in your real estate post that "there are immediate concerns".
If you want the best and most appropriate answers, it helps to provide background information, especially in this particular question.
If the car is still titled in your mother's name, you'll have to have estate documentation to transfer it to your daughter, unless a will provides otherwise.
I doubt if any underwriter would ensure a car that you don't own and which is titled in the name of a deceased, but call your agent and find out.