Need to make decision on going back to work or care for mom. Mom has lived with me for 13 years. She now needs round the clock care. Would like to care for mom here at home, but my savings is running out. Mom's house was sold for a loss in 2013 for not maintained by sibl/bro. Past years I had money, do did not request much in payment. Bought her a car 2000, she paid for insurance and gas. Meds, food, clothing .. paid for by me and 4 daughters. Want to stay home, but work requires to be at work. Paying for in home care for approx 10 hours a day ... how costly in Eau Claire area?
•The patient must be a Medicare recipient.
•The patient must be homebound. This is defined by Medicare as “normal inability to leave the home and that leaving the home requires considerable and taxing effort.”
•The skilled care must be medically necessary as determined by the physician.
You must push to get a physician to say "HOMEBOUND" to the insurance company. Just learning myself after 4 years it takes the right terminology.
I think most of our elders would prefer to remain at home, vocally so! It wasn't possible for my mom to remain in our home. Round the clock care by one person is awful. Been there, done that.
My mother is also "private" and reserved, but she's adjusted to an assisted living situation. Sometimes that's the only choice for the health of all involved. Yes, you will feel guilty, we all do, but you have yourself and your own retirement to think of regarding funds and just to have your own life.
Visit often and show her that she is loved and is still important in your life.