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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
If your mother has long-term care insurance, contact one of the large, national home care agencies. They can process her long-term care insurance claim. We did that for my relative. We used Amada and they got the claim approved in only 3 weeks.
If you mean nursing home placement, that usually happens after a hospitalization and the person’s PCP usually orders it. How it is paid for is related to your mother’s assets.
Otherwise no insurance plan I know of, commercial or Medicare, will pay for aides or other CG’s to come into the home & provide care. Maybe it’s getting near time for your mom to need 24/7 care in a nursing home? If that’s in your future begin to read about Medicaid coverage for NH so you can review your mother’s financial resources in the event she needs to apply.
Hiring CG’s on your own to care for mother at home doesn’t need a MD order and isn’t paid for by insurance, in general. Families pay out of pocket. Good luck!
What insurance sources are you thinking will pay for caregivers? For LTC insurance it’s as geewiz wrote.
If it’s the government, Medicare (federal) benefits tend to be tied into limited period of time services after a hospitalization (Medicare Part A paid for) whether in a facility or in home. For Medicaid (joint federal & state programs), it’s going to depend on what your state has in place. States are required to pay for skilled nursing care but eligibility (medical & financial) are determined by each state as each state administers its Medicaid uniquely. Some states do not pay for any AL at all ever. Some pay for AL through waiver programs which tend to very narrow eligibility coupled with waiting lists (its one of the reasons why you read AL have a couple of years of private pay before Medicaid kicks in).
For VAs Aid and Attendance, va too has medical and financial eligibility.
Most caregiving in the US is done by family and family does for free out of a sense familial duty. If your parent has resources (SS, savings), they can pay you to caregive. If you go this route you do need to get a caregiver contract done by an elder law atty that will be totally Medicaid compliant so if in the future they apply to Medicaid there’s no eligibility or gifting issues.
Most Medication management in & of itself does not need skilled nursing care as an aide or other non skilled worker can distribute Rx’s or prompt mom to drinking water. The medical eligibility for NH level care is really getting tightened up by the states as Medicaid costs for older / elder population is busting state budgets.
Does she have long term care insurance? That is the only type of coverage that pays for aides in the home or assisted living facilities. (If not and if she has financial resources, she would be private pay.) Each long term care policy establishes the rules for 'when it pays'. Let us know what type of insurance you refer to.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Otherwise no insurance plan I know of, commercial or Medicare, will pay for aides or other CG’s to come into the home & provide care.
Maybe it’s getting near time for your mom to need 24/7 care in a nursing home? If that’s in your future begin to read about Medicaid coverage for NH so you can review your mother’s financial resources in the event she needs to apply.
Hiring CG’s on your own to care for mother at home doesn’t need a MD order and isn’t paid for by insurance, in general. Families pay out of pocket.
Good luck!
For LTC insurance it’s as geewiz wrote.
If it’s the government, Medicare (federal) benefits tend to be tied into limited period of time services after a hospitalization (Medicare Part A paid for) whether in a facility or in home.
For Medicaid (joint federal & state programs), it’s going to depend on what your state has in place. States are required to pay for skilled nursing care but eligibility (medical & financial) are determined by each state as each state administers its Medicaid uniquely. Some states do not pay for any AL at all ever. Some pay for AL through waiver programs which tend to very narrow eligibility coupled with waiting lists (its one of the reasons why you read AL have a couple of years of private pay before Medicaid kicks in).
For VAs Aid and Attendance, va too has medical and financial eligibility.
Most caregiving in the US is done by family and family does for free out of a sense familial duty. If your parent has resources (SS, savings), they can pay you to caregive. If you go this route you do need to get a caregiver contract done by an elder law atty that will be totally Medicaid compliant so if in the future they apply to Medicaid there’s no eligibility or gifting issues.
Most Medication management in & of itself does not need skilled nursing care as an aide or other non skilled worker can distribute Rx’s or prompt mom to drinking water.
The medical eligibility for NH level care is really getting tightened up by the states as Medicaid costs for older / elder population is busting state budgets.