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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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The insurance will pay for medicine and medical care while in hospice but not the room and board. This is a hardship that I can not take on for my husband.
I'm assuming that he will need to stay in & at the facility he is in right now, correct? usually if they are in need of hospice care within a facility, they apply for Medicaid to pay for the R&B costs. Otherwise it's private pay.
Now it sounds like you are going to be living at home, as such you are considered the "Community Spouse" for Medicaid. The asset rules for Medicaid for CS are very different than for an individual applying for Medicaid. For individuals, they basically have to be impoverished with only a home & a car as an exempt asset. But for CS, in most states you can have 113K in plus various exempt other assets. You want to do whatever to keep as much as your assets as possible yet still enable him to qualify for Medicaid. An elder law attorney is the way to do this, as it can be complex for couples even without the stress of what you are going through with your hubby.
Also the vast majority of Medicaid in NH are widows or widowers, so most of what you hear is about those situations. For community spouses totally different situations. Somewhere I read that CS outlive their spouse by 12 years, so you want to do whatever you can to have as much resources as possible for your own future. Good luck and this site has a drop down list of elder law attorneys by state. i would go with one that is NAELA certified.
I'm sure this is a very difficult time for you. You're losing your husband and dealing with money to pay for it. If he remains at home, Medicare will pay for it. Talk to the social worker at the facility he is in now. They can present other options for you.
Ask this question of the hospice program. They may know of programs to help. My husband had hospice care at home. We discussed the possibility of him needing to move into their facility. I was told there were some "scholarships" available to cover room and board. As it happened, my husband was able to remain at home. But the first place I'd ask the question is of the hospice provider.
If your husband is not eligible for Medicaid, does that mean there are some assets that could be sold at this time to cover this expense?
I am so sorry that your husband is in need of this care. And it makes a sad situation even more stressful when there are financial issues involved.
Best wishes to you. Do keep us informed of how this worked out.
Get thee to an elder law attorney. In the meantime, as tough as it may be on you, he'll get hospice services at home at no cost.
If you don't have funds, then Medicaid will step in; but that takes time. If he's in a nursing home temporarily, talk to the Admissions Coordinator about your financial situation. If he's in the hospital? Talk to Social Services. They stand ready to help you at this very difficult time.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
usually if they are in need of hospice care within a facility, they apply for Medicaid to pay for the R&B costs. Otherwise it's private pay.
Now it sounds like you are going to be living at home, as such you are considered the "Community Spouse" for Medicaid. The asset rules for Medicaid for CS are very different than for an individual applying for Medicaid. For individuals, they basically have to be impoverished with only a home & a car as an exempt asset. But for CS, in most states you can have 113K in plus various exempt other assets. You want to do whatever to keep as much as your assets as possible yet still enable him to qualify for Medicaid. An elder law attorney is the way to do this, as it can be complex for couples even without the stress of what you are going through with your hubby.
Also the vast majority of Medicaid in NH are widows or widowers, so most of what you hear is about those situations. For community spouses totally different situations. Somewhere I read that CS outlive their spouse by 12 years, so you want to do whatever you can to have as much resources as possible for your own future. Good luck and this site has a drop down list of elder law attorneys by state. i would go with one that is NAELA certified.
If your husband is not eligible for Medicaid, does that mean there are some assets that could be sold at this time to cover this expense?
I am so sorry that your husband is in need of this care. And it makes a sad situation even more stressful when there are financial issues involved.
Best wishes to you. Do keep us informed of how this worked out.
If you don't have funds, then Medicaid will step in; but that takes time. If he's in a nursing home temporarily, talk to the Admissions Coordinator about your financial situation. If he's in the hospital? Talk to Social Services. They stand ready to help you at this very difficult time.