My place is just too small for both my Mom and myself and it's starting to drive me nuts. Since my Mom sold her home we have the resources to buy a home versus the apartment I have been renting which would give us more room and I would have privacy. I have been house hunting and found a home that would be perfect for both of us yet I'm nervous about purchasing a home, it's mostly cash so our expenses would not be much, about the same as what I have been paying for renting my place. I just need more space! My Mom and I are constantly bumping into each other and I have very little privacy. Thoughts?
While I appreciate your need for your own space I wonder what your plans are for the future... do you plan to care for her until the end? It would be unfair to move her now unless you are absolutely certain you will not need to move her again when her care needs increase.
Also, you have sibs, so you can not really use mom's money to buy a home without some push back from them, either now or in the future after she passes on.
With all her equity tied up in home ownership you will have less ready cash to pay for home care when she needs it.