I live in NE IL (Cook County), and this coming October - starts open enrollment, to locate a health care provider before the January 1, 2014 deadline. My question is - I have been a caregiver for both of my parents (86 and 85) since 2006. I have not been paid by them. I do not make a salary. So; how does that work with Obama care? Do I have to come up with $1000 per year to opt out, or do the Feds take my health care yearly cost, deducted from my parents pension checks? Any help is greatly appreciated!