Mom has credit card debt. I am worried that if we pay them off she could run out of money before the private pay period for Medicaid. I hate the thought of not paying her debt but I also do not want to jeapardize having enough money for the private pay period either. I know this is best suited for a financial planner or lawyer but I don't have one right now.
As someone mentioned above, you can usually find an elder care attorney that will give a free 30 min consultation or something so that you can get some answers to know what you need to do next.
Good Luck. Take care of yourself.