I have done a lot of research, filled out VA firms, and have gathered supporting documents. But am uncertain about total assets she can have. I am not sure if IRA will disqualify you so I haven't mailed in yet. The benefit would give her about $1100 extra a month tax free. She has dementia and lives with my family. I am her primary care giver. Eventually I will hire someone to help but we are not there yet. Is it worth it to pay a company that claims they ill guarantee my documents are correct and moms money is in the right places so she will qualify?
Was your Dad retired military by any chance? If you are near a military base, and your Mom has privileges there, you should be able to visit the casualty office and find out more information, or even call. My Dad passed away from Lewy Body Dementia about a month ago. He was retired military. When my Mom and I visited the casualty office at our local AFB the person there filled out and electronically submitted ALL of the VA forms in case Mom qualifies for benefits of any kind. We didn't even bring the matter up because we didn't figure any benefits of that type would be available.
No one should be charging you to do this!
While I'm looking for the name of the organization we consulted with (two real estate or insurance brokers who've made it their mission to assist people with application process at no cost because it's the right thing to do), try veteranaid.org. I'll post again if/when I find the other site - it might be vaaidandattendance.com.
One of the things that stuck with me from the seminar we attended was that having an organization back your application moves it along faster. If nothing else, your state VA organization should be able to help you review the application.