Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My father has recently been in the hospital and rehab and has alot of bills. He only has medicare. Is there any negotiating the bills down or once they have gone thru medicare is that the final bill? Hope this question makes sense.
Your question makes sense, but I'm wondering if he only has Medicare A, which has no premium for most people, or if he carries Medicare B plus even a supplemental policy. If he has a supplemental policy, you could check with the carrier to make sure that they are covering everything they should.
You can make an appeal to Medicare, but I can't guarantee that this will help. That's generally meant for services they don't cover but that you think they should. Try the site at www.medicare.gov. You'll also find a phone number there is you want to talk with someone. Good luck, Carol
I'd like to add to Carol's spot-on answer. What seems to be the key in having bills reduced is IF the provider participates in Medicare & Medicaid. If they do, then the co-pay or whatever wasn't covered can be negotiated. But if the provider was considered "out of network" which means it's fully private pay, then there is less room to negotiate. Whatever you do, DO NOT pay for any of his bills or agree to be financially responsible for the bills. If the debt goes to collection - which some providers do after 90 days - you may be contacted to do so.
If dad has no assets, the debtor is just out of luck. If dad has assets, then it's more complex. You know the # 1 reason for bankruptcy is medical debt. One accident or hospitalization with limited insurance coverage and it can be hundereds of thousands of $$ and all without your or dad being able to choose their care plan. Your situtation is not unique. If you think dad will need additional serivces and that the current bill is just the tip of the iceberg for the near future, just start a file on this and prepare for doing a bankruptcy in the future. Good luck.
we went through a lot trying to get a diagnosis for my husband without insurance. he was on unemployment but it was too much to qualify for medicaid...so we contacted the local hospital and applied for charity care. he was approved and they pay for his doctor's visits, tests and any treatments for a certain period of time. You may want to try that, or your local office of aging for other resources.
He really should have a Medicare supplement because otherwise, he will be buried in bills. Try applying for Medicaid. In one state, people can qualify who otherwise cannot due to the amount of medical bills.
A medicare supplement plan is the a great option. It fills in those gaps from what Medicare does not pay. The only issue would be if your dad can afford the premiums. Check with your County Office on Aging and see who they would recommend.
I have a medicare supplement from Blue Cross and it is great. I think everyone who has medicare ought to look into this. Medicare only pays 80% and a supplement will pay (most of the time) the other 20%.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
You can make an appeal to Medicare, but I can't guarantee that this will help. That's generally meant for services they don't cover but that you think they should. Try the site at www.medicare.gov. You'll also find a phone number there is you want to talk with someone.
Good luck,
Carol
If dad has no assets, the debtor is just out of luck. If dad has assets, then it's more complex. You know the # 1 reason for bankruptcy is medical debt. One accident or hospitalization with limited insurance coverage and it can be hundereds of thousands of $$ and all without your or dad being able to choose their care plan. Your situtation is not unique. If you think dad will need additional serivces and that the current bill is just the tip of the iceberg for the near future, just start a file on this and prepare for doing a bankruptcy in the future. Good luck.