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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Vicki, no you cannot used the credit card. Once I tried to use my Mom's credit card to pay for groceries for my Dad as it was a joint card with my Dad. My Mom's credit card was no longer valid, but my Dad's card was still active.
So what I did, I started to use one of my own credit cards just for items that my Dad needed. Then when the bill came, it was paid from Dad's checking account that also had my name on the account [John Smith or Jane Smith].
Vickie, I would think not. Was it a joint account? I used to work for a bank, daily the death records would be checked and accounts of those deceased frozen. All you may need to do is call the financial institution to report the death. There must be some sort of clearing house for this purpose. Ask your own bank.
For years I have been using my Mom's credit card whenever I need to buy something for her or Dad, be it in person or on-line. Since most stores you slide the card into a machine at check out, then scribble the signature, not once did anyone question the card.
Life so much easier that way instead of me using my own money and being reimbursed..... otherwise I would have to run to the bank to deposit a check or run to my parent's bank to get cash for them to use to pay me.... one less trip for me, or any mix-ups on who owed what.
I have her bank card but not her PIN number. I could use her visa online without them knowing but I don't want to do what is against their regulations. I need to be "clean" in everything I do for mother.On the other hand, like you, I am surprised they are so strict about that, but I can present any receipts to a teller and tell them the expenditure was for my mother and they will give me cash for them without question. I guess it amounts to the POA being a position of trust. I would like to do it all online as I do my own business, as it is so much more convenient. We have long winters and with my health issues I go out as little as possible in the winter.
Emjo, if you had access to you mom's bank card and PIN how would they know who was actually doing the online banking? My mom never had a card, but when it became mandatory I was allowed one as a POA, however I am limited as to which accounts I can access through it online. That said, I sometimes find it shocking how little oversight there is on what I do with my Mom's money. It seems like I could easily run off with the whole lot of it and no one would question it at all.
It must depend on the bank. My mother's bank does not allow me to use her credit card for her expenses. Yet when I pay for things for her all I have to do is produce receipts and they pay me back. They don't allow the POA to do online banking either which is a pain.
The POA should not pay their own expenses with the person's card. Is that what you are asking? The POA is responsible to use all sources of funds for the benefit of the person they have the POA for.
I'm not too sure if it is technically legal, but I have used my mom's credit card for years. It is a great way to keep track of expenditures as everything is detailed on the monthly charge card bill. Now that we use PIN numbers instead of a signature it is even easier, but I used to just sign as POA and seldom was questioned. (I was advised to do this by someone at the credit card company).
For recurring household bills I set up automatic payment from her bank account, less for me to remember every month and it worked like a charm, we have never had any problems with it.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
So what I did, I started to use one of my own credit cards just for items that my Dad needed. Then when the bill came, it was paid from Dad's checking account that also had my name on the account [John Smith or Jane Smith].
Life so much easier that way instead of me using my own money and being reimbursed..... otherwise I would have to run to the bank to deposit a check or run to my parent's bank to get cash for them to use to pay me.... one less trip for me, or any mix-ups on who owed what.
That said, I sometimes find it shocking how little oversight there is on what I do with my Mom's money. It seems like I could easily run off with the whole lot of it and no one would question it at all.
For recurring household bills I set up automatic payment from her bank account, less for me to remember every month and it worked like a charm, we have never had any problems with it.