My Father has been in three skilled nursing facilities over a 4 month period. Medicare only covers 80%. The $4500 represents the 20% owed from the second rehab. The skilled nursing sent me a promissory note after he was discharged. Do I have to sign it? I am making payments already. He already owes two other facilities as well. Unfortunately, the first one I signed as my first DPOA duty and the last facility required me to guarantee as part of the admission's process. If I sign this one, it looks like I am personally responsible for almost $12,000. This is a huge financial responsibility for me. As the DPOA, am I legally responsible for these bills? We can barely pay for his medications and assisted living dementia care and expenses.
The sad part, my Father believes that his federal pension and insurance is taking care of him. He does not have a long-term policy. I pray that he does not hurt himself again because he is almost out of his 100 days of skilled nursing covered by Medicare. Thanks for any words of wisdom.
Don't fully rule Medicaid out for the future. Many seniors wind up needing that.
Thanks for the advice about talking to the lawyer. I will do that. I am trying not to use my money to pay for his expenses.