I am very frustrated. My father passed a while back & my mom has lived with us since. It's definitely hard b/c she's very codependent (lived with an alcoholic 40+ years). I am the last child of the family and left home ASAP when I turned 18. I could not stand to live around the alcoholism & dysfunctions that go along with that. Well, I was out of the house 7 years and that's when she moved in with us. She is financially irresponsible and will gamble or give all her money away. She was lending family members 600+ or probably more monthly and would not get it back. She is an impulsive buyer and does not believe in saving. She does not have health insurance & does not have life either. My husband and I pay for everything but for some reason she still ends up broke & overdrawn at the end of the month. At this point I do not know what to do. Any conversation I have had with her of getting her own place is interpreted as, "you don't love me, you hate me, you don't care". I have a sister who will not even think of taking her in. My mom is physically healthy & capable of managing her own household but does not want to. I'm just tired of this situation & would like to continue on with my own life. I have tried to talk about finances & helping her create a budget and have talked to her many many times about saving & buying herself things & self care. This goes in one ear & out the other. She complains that she has not bought herself anything in "forever" that she cries saying she was finally able to buy pants. She brings in nearly 3k a month (retirement, social security, my dad's pension) and does not pay for a single thing. What can I do? Please help, I feel like I'm stuck in a revolving door trying talking to the glass that just does not get it. :(
Namasté—you are not alone in this!!!!
Peace,
Enriched
It should read "the barrowers are delt with"
Sorry !
Have a better day—
Peace,
Enriched
I would find out about her SSI, Medicare benefits, total money she has coming in monthly and find her a little house or a little apartment. Because of her resistance to go, I am sure you will have to do most of the work..but I bet you could find her a nice little place. =}
Then read my first post on the thread, then
Perhaps, you'll understand.
Get her excited about living in a new home. Tell her you will help her to find a nice place, and you will help with the curtains, furniture placement, etc. And she may want to bring a new puppy or a kitty cat into her new home. Offer to help her plant flowers, herbs, roses....whatever makes her happy. Let her know you will check on her, and she can come to visit you as well. Let her know you are looking forward to having dinner with her in her new home. She is learning to crawl at this point, and you will have to be patient. She also needs to understand that she will need to be responsible for her bills. And, if she lends money to people, then she may not have enough to pay her bills. As hard as it may seem for her to make a new life without her spouse, it is doable. Listen, teenagers leaving home for the first time find it a shock also, but they learn....and they manage.
Your mother is young and hopefully healthy. There is no reason on the earth why she must depend on you or others. My parents are in their 80's.....Daddy is blind and Mama had a stroke two years ago, however, they live on their own. Mama takes care of everything. Your mother will feel so much better about herself once she becomes independent. So, don't put this off.....start looking for housing as soon as possible. Your mother will be fine dear, and so will you.
Hugs
She will most likely try every manipulative tactic she can to get you to extend the date or better yet change your mind altogether. She may even become physically ill. You must remember that both you and your husbands health is a stake. Living this way is stressful and can cause a host of health problems for you.
You may need to hire a Life Coach or a counselor to help you set these boundaries and be firm. Get the help you need so you can stop this cycle of enabling. Good luck!
Her behaviors/emotional dysfunction make it almost impossible for her to "hear" anything you say that is rational or logical. She is in it to serve herself. She will keep using up anyone who lets her.
There may be other issues going on as well....but without evaluation, you have no way to really know what all is going on--she will not likely voluntarily let a Doc evaluate her mental/emotional state, so you may need someone to come do a home visit. [contact Area Agency on Aging to refer you to someone who can do this, or at least get a start on it]. She sounds quite dysfunctional, and, might be seen as incompetent to handle her own affairs.
She gets about $3K monthly--she could afford to live just about anywhere, even paying for her own insurance out of pocket--most seniors have faaaarr less!!
So why hasn't she been paying her share of living expenses while under your roof?
What would happen if you said she had to pay $2500 per month as her share of living costs [[depending on your overall expenses, and how much comes out to pay her actual bills, and liabilities/damages for having her in your home, and what time and resources you spend on her]]? [[if you do not need that money, you could invest it for her future needs, or place it into a Living Trust or something productive]]
What if you included information on at least 2 appropriate places she could live instead [which you already checked out]?
That way, she'd have an immediate choice to pay or move out....of course, the amount you say you'd want monthly, must to be--high enough-- it is less attractive than her moving to her own place....and that could backfire--she may go ahead and pay it!!!
While she's been staying with you, it sounds like you have been providing more than half her support--if you have been doing that for over 6 months per year, she could be a "dependent" on your taxes--has she been filing her own taxes, or have you been claiming her as our dependent?
IF you have been claiming her as your dependent, that might constitute ONE piece of evidence she needs help with her care. And that might help prove she at very least needs a Conservator to handle her finances--which could be in a place of her own, or in Assisted Living, or ? --out of your house.
She will probably not easily allow anyone to take over control of her money--she's having a great time using it---could have been playing that ever-popular game of divide and conquer on those close to her--has she been libeling you, or your DH, while living under your roof [unfounded accusations of any kind?].
She gives money to others, not you?...she loses uses or gives it away, not paying any of her support?
Does she pay her own bills [if any]?
She will keep using you up as long as you allow it!
She will act out emotionally when you talk turkey with her--that is flat-out manipulation--have witnesses present who have been prepared for this,
and put all the talking points in writing for her to keep it clear.
FIRST put some ducks in a row...
==Find places she can to live--senior apartments, assisted living, elder group homes? in your area. How much do they cost, how do they work, details.
==Learn about Conservators, how they work in your area, and, who does them, if she refuses to allow you to do it.
==Talk about it with your nearest "Area Agency on Aging"--they are located in just about all counties. These usually have volunteer legal services to help with elder care issues, as well as many other resources.
==Seek listings of AA support groups nearest you-- they can refer you to Codependency groups near Mom.
Take her to them, and you go along, too...being supportive, you might learn some things, too---- groups consist of those who have been dealing with that themselves....
===Use simple, clear terms. Just facts.
===Give her the positives first--that you love her, for instance....then identify to her what is wrong with her staying with you.
===Put your points in writing, so she can read them--that way, she is less apt to misconstrue what you say. She can re-read it later, so she can make sure she got it straight.
===Practice your discussion. Get supporter[s] to be there with you.
THEN, talk with your Mom...
===Remember, the discussion is about her, not you===no matter how she might try to turn it around and make it about you, it's not. You can refuse to take any of her accusations threats or anything, personally--it's all about her, really.
It might look something like this:
"==Mom, we do love you, AND we recognize you need help we cannot provide.
==Some of your behaviors are unacceptable in our home [be specific--you will have to name them for her].
==There are support groups which could help your present and future. [give information about AlAnon/CoDependents Anonymous]--Transportation can be arranged; you must attend meetings to get some help, with others who have similar issues--I will go with you!
==There are Psychologists who can help you sort out your feelings and history [provide 2 references]
==We would love to visit with you and give you reasonable help in your own place.
==We need our privacy back.
==You can afford to pay for your own place at [ 2 named places you already checked out], or, you can go to assisted living [name one that is decent].
She WILL cry, get angry, may act out.
She may work herself into a dancing fury.
She may get terribly depressed, may make threats of illness, suicide, other.
She may need watched for her safety.
Document everything.
You may need to have a Social Worker come in to evaluate her ability to take care of her own business, or whether she needs someone to take care of her finances for her; may need a Doc to evaluate her abilities.
She's been with you for some time--long enough you could see where she needs helps, and how well she could survive in her own place--those need communicated to whoever evaluates her.
You are now the adult in better form for making decisions, she cannot make logical, rational choices...the greater she struggles against moving out, is related to her fears of losing her abilities to handle her own affairs and her losses and perceptions of deprivation--and her fears.
She's lost her known life, and fears change.
Address fears supportively, as a caring parent does for a child who fears changes---- things that might be scary--moving--how it's handled; where basics come from, where she can shop, etc., to get her basic needs met; cover all the details that might be scary--though that might not be enough,
and she might be in denial of her fears.
If she sorta almost can take care of her living arrangements herself [finances, bills, shopping, activities of daily living [like dressing, bathing, laundry, kitchen duties], then she could live in her own apartment.
Otherwise, if she is "iffy" on those things at all, she might do better in one of the graduated living places--they start in an apartment where they can choose to have some light help, then as needs increase, move into assisted living, then nursing home...some places are pretty posh, others more basic.
Your Area Agency on Aging could really be helpful.
You need some supportive helps for YOU...ask Area Agency on Aging, your local or area Senior Citizen places, what support helps there are for those trying to deal with elders behaving badly.
You need some time for you, to prevent your Mom's sucking your life out of you, while you get things sorted out.
She will keep disassembling your lives, if she is allowed to keep doing it.
Limits need placed, and soon.
Get help if you feel you need it--witnesses to the event of when she gets told what her options are, etc.
This IS up to you.
No matter what, it is up to you.
Only you can decide what your limits are, how long you will tolerate, even sadly, her using you both up--financially, emotionally, and other ways.
Keep pressing her to move out, and she might surprise you
--she might have already been currying favor with another relative, to move in with them, and not telling you.
You ready for that?
Then keep us posted how things go!
Good advice for everyone.
Your mom needs to look around and see what others are going through and take some responsibility for her own life!
By the way, I was widowed at 60, and 4 years later I found a wonderful man on the Internet. (my son strongly pushed me to look, even sent me the link to the dating sight.). Husband had been looking for months and stopped looking soon after we started seeing each other. I didn't have to settle for less either!!