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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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EricsMimi, cmagnum above had a good suggestion about moving to Independent Living. Depending on your age, physical health and memory health, you might find moving to a 55+ community a better choice if your budget can handle it. There is so much to keep you busy there. And you would be around people closer to your own generation.
Does your grown child live in an area where it would be easy to apply to zoning for an addition? Or would variances be needed if the property line is too close? That would take months in the making just for that alone. If your grown child lives in an HOA community, lot of hoops to jump through to add an addition.
Will you be closer to hospitals, doctors, adult care centers, etc. if you move in with your grown children? So many retirees forget how important it is to have an urgent care close by. If eventually you stop driving, does the community offer alternatives or would your grown child and spouse need to do the driving? Does your grown child and spouse have careers? What about children still at home going to school?
How does Eric feel about this? What does his wife think about this? How is your relationship with his wife? I assume his name is Eric from your title EricsMimi.
Why not just sell your house and move into an assisted or independent living place?
Eric, sounds like a good idea, but my concern would be if something medically should happen to you within the next 5 years and there isn't enough funds to carry you though assisted listing and/or nursing home.
Then you would need to apply for Medicaid to pay for your housing and care [which is different from Medicare]. Medicaid would do a financial look-back and notice you paid for an addition onto your children's home.... to Medicaid that would be considered a "gift" and that would throw a wrench into what Medicaid would pay.
As for a loan, if you already own a house, you could look into some type of "line of credit".
My 1st ?'s to even start trying to figure this out are.... the son/daughter of the property where MIL suite would be built, do they own house outright? No mortgage? Release of Deed of Trust recorded at courthouse? No HELOC or other encumbrances on property? Existing HOAs? Allowable by code?
I'd determine those answers before even looking at building costs.
Er. If you need a loan for this work, how are you planning to repay it? Do you have a home of your own which you plan to sell once the new suite is ready?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Does your grown child live in an area where it would be easy to apply to zoning for an addition? Or would variances be needed if the property line is too close? That would take months in the making just for that alone. If your grown child lives in an HOA community, lot of hoops to jump through to add an addition.
Will you be closer to hospitals, doctors, adult care centers, etc. if you move in with your grown children? So many retirees forget how important it is to have an urgent care close by. If eventually you stop driving, does the community offer alternatives or would your grown child and spouse need to do the driving? Does your grown child and spouse have careers? What about children still at home going to school?
Why not just sell your house and move into an assisted or independent living place?
Then you would need to apply for Medicaid to pay for your housing and care [which is different from Medicare]. Medicaid would do a financial look-back and notice you paid for an addition onto your children's home.... to Medicaid that would be considered a "gift" and that would throw a wrench into what Medicaid would pay.
As for a loan, if you already own a house, you could look into some type of "line of credit".
My 1st ?'s to even start trying to figure this out are....
the son/daughter of the property where MIL suite would be built, do they own house outright? No mortgage? Release of Deed of Trust recorded at courthouse? No HELOC or other encumbrances on property? Existing HOAs? Allowable by code?
I'd determine those answers before even looking at building costs.