So many hrs. caring for my mom (bad heart); appts, meals, errands, shopping, etc. Spending so many hours helping my mom, from living with her to ensure she's not alone if she falls, making meals, etc, it takes away from hours I'm available to take on jobs. She has home healthcare insurance, but that won't cover any costs until she actually needs a nurse, which is not what she was advised before paying for it for over 10 yrs. Is there help out there for us family members that step up to help and keep our parents in their home and out of the assisted living facilities???
If you have to be with mom most of the time for fear of her falling, and you can't afford to give up working, then your mom needs more care than you can provide. If, as you say, you're keeping mom in HER home, then she has assets to pay for assisted living and that's probably what she should do.
You keep your job and your career . . . Mom has plenty of social stimulation. Sounds like a win-win.
If you live in the States, see If your parent qualifies for Medicaid, the State might allow a trained Caregiver come in to help for a couple hours. Also check to see if your State is one of those States that has a “Cash and Counseling” program to help you out, it‘s worth looking into. Note that each State has their own rules, regulations, and programs.
Also contact your county agency on aging for programs such as Case Management, Meals on Wheels, Adult Day Care, housing, care referrals, etc,... go to the website link below.... click on your State.... now click on the city/county. https://www.agingcare.com/local/Area-Agency-on-Aging
And please come back to the forums if you have any Caregiving questions, we would be more than happy to share our experiences with you, and give you ideas on what to do