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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Check with each one available to you and ask them if they cover the medications you are currently on. We can't know the future, but you do know what you take now. There are differences in what the plans cover. Yes, it's time consuming, but it's worth it. Good luck, Carol
Go to www.medicare.gov, select, choose drug plan from top left yellow box, put in your zip code and answer questions on next page, then you can start putting in your current prescriptions. once done, continue to the next page, select your drug stores of choice. Go to next page, answer questions, then go to the next page. You will then be provided with plans that cover those prescriptions. You can compare premiums, deductibles, yearly costs, donut hole costs if your prescriptions will hit that. Once you select a plan, click on enroll and follow the prompts, Plans will be effective 1/1/2014. If you need help speak with 1800Medicare or a certified Medicare agent to help you.
Try giving us more information like what insurance are you on now? Do you have Medicare? Do you have a military benefit? If you have, then you do not need a plan D. Start at Medicare, if you have it.
Regarding Plan D, do not forget to ask if your medications require prior authorization. After selecting a plan, be sure to get a copy of the company's formulary (list of approved meds) to take when you go to the doctor to try to avoid noncovered or authorization required products. Many busy doctor's offices are unable to devote the time to do a "PA" on meds and those that do often find the red tape can take several days to complete. Good Luck
One of the things we've found out is, even choosing a prescription plan that has all of your meds on their formulary (which means they cost you less), is no guarantee that they will stay on there. Almost every plan we've been on has taken some meds (usually at least one of ours) off of their formulary. All you can do is pick one that you think is best, and throughout the year see how it works for you and, if you don't like it, you can change again at the end of the year. We have an insurance person, who we trust, who can sell any of the plans that are available in our area, and he is always looking for the one that is best for us. We just give him a list of our meds each year at enrollment time, and he does all of the searching and comparison for us and we go over his findings to decide which one to use. It takes a lot of stress off of us.
Annual Enrollment is 10/15 to 12/7 every year. If you lose coverage for a drug on a plan, you can get help with that. Drug companies make expections if you call them, they will tell you what you need to do. You do not need an agent to enroll in Pt D, but it helps. I don't sell plans, but I can enroll in my state seniors in Pt D, so can Medicare. If an agent sells plans, they could sway you to a plan they make money on, that is why I like to be objective, but a good agent will do the right thing by you as evidenced by Mckeech. You can change plans every year. It is good to check on new and lower cost plans every year even if you meds do not change.
We have received an exception a few times, but it was such a hassle to do and doctors just hate having to do it because sometimes they have to physically talk to the insurance company's pharmacist himself to explain and they don't want to take the time to do that. Sometimes their nurse can fill out papers and/or type a letter explaining why you need it (and they usually require that you've tried at least 2 or 3 other meds in the same category 1st), and the doctor can just sign it and that's not AS bad. You do have to be careful with agents and make sure it's someone you can trust. Ours is a Christian friend of ours and he just lays everything out on the table - how much each one pays for the meds we are on, etc, and lets us decide.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Carol