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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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College trust funds are actually allowed in some states and do NOT affect the Medicaid lookback. It’s a legit way to shield assets. You are also in NY which allows you to have $15k in the bank unlike every other state which allows up to $2k in assets. You need to see a lawyer well versed in Medicaid.
Medicaid has a 5 yr look back in most States. Anything done within that look back is scrutinized. Setting up a Trust within that period of time, will look like money is being "hidden". I also see this as a conflict of interest if the person setting it up is also the POA and grandchild is the POAs child.
Medicaid is for those who have no money. With my Mom, she was private pay before she went on Medicaid. Any money your Mom has needs to be for her care. I can understand that she wants to leave something to her grandchildren but that is not possible when she may need LTC at some point with Medicaid footing most of the bill.
As suggested, see an elder attorney versed in Medicaid. If this isn't done correctly, Mom could face Medicaid penalties and then her care maybe left up to you for a time.
The lookback period is five years. Medicaid won't pay for anything until any money gifted within that period be paid back. Large chunks of money, not typical birthday or holiday gifts to family. An account for a college fund would be a red flag.
As a taxpayer funding Medicaid - not sure i like the thought of grandma getting nursing home ($10K per month approx) when she has funds she wants channeled to granddaughter.
I don't think it is grandma that wants this but the mother of the grandchild. With dementia I doubt the grandmother would be aware of this.. I may be wrong and it is possible with a diagnosis of dementia grandma might be aware, if she is in earlier stages
You really need to talk to an Eldercare Attorney before you do anything. There are Trusts that can be established. But this is something that should be done with the help of an attorney. This might prove to be a problem. I just read your profile and if you are trying to set up the fund or trust for your daughter with your moms assets she already has dementia and can not make decisions on starting a trust or fund. Any trust of fund established now would be seen as a way to "hide" her assets. I might be wrong on this though..again consulting with an Eldercare Attorney is the way to go.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Medicaid is for those who have no money. With my Mom, she was private pay before she went on Medicaid. Any money your Mom has needs to be for her care. I can understand that she wants to leave something to her grandchildren but that is not possible when she may need LTC at some point with Medicaid footing most of the bill.
As suggested, see an elder attorney versed in Medicaid. If this isn't done correctly, Mom could face Medicaid penalties and then her care maybe left up to you for a time.
There are Trusts that can be established. But this is something that should be done with the help of an attorney.
This might prove to be a problem. I just read your profile and if you are trying to set up the fund or trust for your daughter with your moms assets she already has dementia and can not make decisions on starting a trust or fund. Any trust of fund established now would be seen as a way to "hide" her assets. I might be wrong on this though..again consulting with an Eldercare Attorney is the way to go.