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Barb, isn’t it that coops can get viewed as “inaccessible assets” for NY Medicaid? So they exist but not accessible as an asset that can be sold as coop board can control ownership.
Inaccessible assets do exist.
The ones I’m familiar with are oil & gas / mineral rights royalties. Medicaid can’t make you sell it as it’s an inaccessible asset. Unless your elder had a Spindletop situation (lol), that O&G royalty is going to be like 1/20th of a line that’s in a field that is over several counties (TX,OK) or parishes (LA) and has dz’s of lines. & each line with each their own list of owners. You don’t own the land, just a % of a % on a line. All the lines feed into a wellhead. And head has to actually be in active production to even pay a royalty. Yeah it’s an asset but you can’t really sell your part and the value depends on a whole bunch of others and value fluctuates or has no value. TX Medicaid even has a ? on these for the annual renewal, the royalty paid to elder gets put in & it gets amortized for the year.
The coop is a % of a % & value interdependent on other units, isn’t that it? I bet the coop board position is that medicaid doesn’t have standing in board matters so can’t make a sale happen.
Medicaid doesn’t “take” properties per se. they place “leins” on them and the leins must be satisfied when the property is sold. Is your mom the sole owner of the coop? Have you lived with her and taken care of her for 2 years? There are situations that would make the coop exempt from Medicaid asset recovery.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Have you consulted with a NYC certified eldercare attorney?
If you google "Medicaid and nyc coops", you will get some hits from ''"The Cooperator" the NYC bible of newspapers on coops. Good resource.
ALos, MEDICARE does not care about assets. Medicaid does. Which is why you want a lawyer.
Inaccessible assets do exist.
The ones I’m familiar with are oil & gas / mineral rights royalties. Medicaid can’t make you sell it as it’s an inaccessible asset. Unless your elder had a Spindletop situation (lol), that O&G royalty is going to be like 1/20th of a line that’s in a field that is over several counties (TX,OK) or parishes (LA) and has dz’s of lines. & each line with each their own list of owners. You don’t own the land, just a % of a % on a line. All the lines feed into a wellhead. And head has to actually be in active production to even pay a royalty. Yeah it’s an asset but you can’t really sell your part and the value depends on a whole bunch of others and value fluctuates or has no value. TX Medicaid even has a ? on these for the annual renewal, the royalty paid to elder gets put in & it gets amortized for the year.
The coop is a % of a % & value interdependent on other units, isn’t that it? I bet the coop board position is that medicaid doesn’t have standing in board matters so can’t make a sale happen.
She is the sole owner. She lives alone . This is her first serious
illness.