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She has 0 income. SSI got denied because of mentioning this property. but this is ancestral property - 0 maintenance done in years. uses to stay when she visitis india. how can i still apply for SSI and medicaid? please help
My best friend is from India, and whenever her husband's elderly parents come to visit, the grown children who live here in the States all chip in an buy health insurance, such as Kaiser.
Medicaid doesn't allow U.S. citizens to have a net worth over a certain amount so it wouldn't be fair to allow non-citizens to do otherwise.
SSI and medicaid are for people of VERY limited means - typically less than $2000 in total assets (other than the residential home). So having ancestoral home, or a vacation home, or a home you can rent out or allow other family members to stay in, is clearly an asset of greater than $2000. Mom is not eligible. Sell the house or rent it and use that money to support mom's needs.
If government aid was available to mom in spite of her assets the government would really be subsidizing someone's inheritance and that is not the intent of the program.
Do not reapply - do not lie - they will know - that would be fradulent.
I'm not sure what the legal implications are in India of "ancestral property", but assume it was handed down from the family to descendants over the years.
If your mother is planning to stay in the states, perhaps it's time to consider selling this property to help pay for her medical care. If doesn't sound as if she's going to easily be able to visit India again, so the property may as well be used for her expenses.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I'm wondering if the Indian cultural attache or ambassador's office here would know of some assistance for Indian elders living in the States?
Medicaid doesn't allow U.S. citizens to have a net worth over a certain amount so it wouldn't be fair to allow non-citizens to do otherwise.
I am assuming she already meets the guidelines as a qualified alien?
If she meets all the other qualifications, there is probably no way around selling the property.
If government aid was available to mom in spite of her assets the government would really be subsidizing someone's inheritance and that is not the intent of the program.
Do not reapply - do not lie - they will know - that would be fradulent.
If your mother is planning to stay in the states, perhaps it's time to consider selling this property to help pay for her medical care. If doesn't sound as if she's going to easily be able to visit India again, so the property may as well be used for her expenses.