My mother 86 now took turn for the worst with her physical and mental health rapidly declining, she is not able take care of herself, over last couple of years. I've been coming to help her with her needs on daily basis, but living 2 hours away gets more and more taxing. She is on small social security and pension fixed income. So now I'm faced with questions - If I get visiting caregiver for her - should I try an agency or try to find somebody privately? What is the cost per hour I should expect to pay either to an agency or to private nurse aid? What are reputable agencies between Miami and Fort Lauderdale area where she is located? Does Medicare pays for any type of long term care?
If I would consider assisted living facility - what are good ones and what is cost of living a studio in assisted living facility?
I know it's a lot of questions, any advice would be appreciated, I'm embarking on a journey now and want to learn as much as possible.
I can answer one thing. Medicare doesn't pay for long term care except for a rehab stay immediately following a hospital stay, and then only for a limited period (I think it's 21 days and then a partial payment for the next period up to 100 days max). the rest of the questions you need someone familiar with your specific geographical area. Good luck!
have a lot of ground to cover
what at home help available which is covered by medicare