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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Thanks, yes we wanted to know how to place in a trust or some shelter in FL to protect her money. We pay for her care 24 hours a day now (with her money) One family member already took over $250K and we are trying to recover some of it now. She is in good health and living with us we just want to do all we can to make sure she has what she needs when she needs it without using her money unnessarily. Thanks
I will add, however, that not knowing your familial situation or the state in which you live or the prognosis for your loved one makes a response pretty difficult.
"Hiding" or "Shielding" assets to qualify for Medicaid benefits can be illegal. What is often not recognized, however, is that there are at times very legitimate reasons for legal, ethical planning (disabled child, spouse at home receiving care, etc.) not the least of which is allowing the Medicaid recipient them self to have access to funds for those things that Medicaid will not provide.
The rules and regs spell out exactly what is permitted and what is not permitted when it comes to disposing of assets.
To answer your question directly, the best legal way is the way that makes the most sense for you family. It may mean simply spending down money on care, creating a personal service contract, transferring money to a trust of some form, planned gifting to family, or the purchase of income producing assets or annuity. Lot's of options.
Hire me as a consultant. Special price, today only: $50,000 hour.
(really give more info to get better responses from this forum)
Seriously, I guess you are trying to spend down assets before trying to qualify for Medicaid. How about before that happens, to get him/her the best care possible? If already in a nursing home, get the private room, the monthly haircuts, physical therapy and massages, high def tv with great collection of DVDs.
If I had that bundle to spend on Mom, even with her dementia state, I would get her denture problem solved. The distress with her dentures is the center of her life, interferes with her enjoyment of food. Loose dentures sets off delusions occasionally, like her head is falling apart and she's dying. I would get best possible, perhaps with inplants (pins that hold the dentures instead of fixative).
On looking back over 8 years of sole caregiving, I would have put Mom in a boot camp for given-up-on seniors. (Or I would have created my own custom program with various therapists.) Wouldn't it be great if there were a "not-nursing-home" place that got diet straightened out, dentures fixed, glasses replaced, warts zapped, with lots of pampering, testing best Rx's, brain testing and exercise program, weight lifting, socialization, cultural exposure, art therapy, song therapy...and "service" (a way for them to serve, be it feeding squirrels, helping in the kitchen, putting together packages for the troops, etc.)
Of course, you may end up spending all this money, and have a healthy senior, then you'd REALLY have a problem! ;-)
I suppose you could put yourself in the position of Nancy Reagan, who had all the money possible to care for her beloved husband. What did she do to burn through a half million dollars?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I will add, however, that not knowing your familial situation or the state in which you live or the prognosis for your loved one makes a response pretty difficult.
"Hiding" or "Shielding" assets to qualify for Medicaid benefits can be illegal. What is often not recognized, however, is that there are at times very legitimate reasons for legal, ethical planning (disabled child, spouse at home receiving care, etc.) not the least of which is allowing the Medicaid recipient them self to have access to funds for those things that Medicaid will not provide.
The rules and regs spell out exactly what is permitted and what is not permitted when it comes to disposing of assets.
To answer your question directly, the best legal way is the way that makes the most sense for you family. It may mean simply spending down money on care, creating a personal service contract, transferring money to a trust of some form, planned gifting to family, or the purchase of income producing assets or annuity. Lot's of options.
(really give more info to get better responses from this forum)
Seriously, I guess you are trying to spend down assets before trying to qualify for Medicaid. How about before that happens, to get him/her the best care possible? If already in a nursing home, get the private room, the monthly haircuts, physical therapy and massages, high def tv with great collection of DVDs.
If I had that bundle to spend on Mom, even with her dementia state, I would get her denture problem solved. The distress with her dentures is the center of her life, interferes with her enjoyment of food. Loose dentures sets off delusions occasionally, like her head is falling apart and she's dying. I would get best possible, perhaps with inplants (pins that hold the dentures instead of fixative).
On looking back over 8 years of sole caregiving, I would have put Mom in a boot camp for given-up-on seniors. (Or I would have created my own custom program with various therapists.) Wouldn't it be great if there were a "not-nursing-home" place that got diet straightened out, dentures fixed, glasses replaced, warts zapped, with lots of pampering, testing best Rx's, brain testing and exercise program, weight lifting, socialization, cultural exposure, art therapy, song therapy...and "service" (a way for them to serve, be it feeding squirrels, helping in the kitchen, putting together packages for the troops, etc.)
Of course, you may end up spending all this money, and have a healthy senior, then you'd REALLY have a problem! ;-)
I suppose you could put yourself in the position of Nancy Reagan, who had all the money possible to care for her beloved husband. What did she do to burn through a half million dollars?
If you mean that you have to spend down $500,000.00 to Medicaid please read this article for information on the best way to do this:
https://www.agingcare.com/133289
If this isn't what you're referring to please give us more details on your situation so we can help you out. Welcome to AgingCare!
Lindsey