My mom was admitted to a nursing home for demintia patients in December after a brief illness. On February 21st she fell in their dining room and broke her hip. She died March 25th. Can I put a claim in on her accidental death policy?
The death certificate said she died of natural causes: cardiac arrest. But I feel she died because of the fall.
She was doing well before the fall. In fact the nurses said she had been walking down the halls that morning, singing. After surgery, she never got better and quickly deteriorated.
Did your mom have a diagnosed heart condition? If not then you might "win"
If you have any indication from a doctor that she was declining due to the fracture of the hip that would help.
Did you file a suit due to the fall in the facility? If so the outcome of that might determine the outcome of your claim on the Accidental Death.