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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Thanks for all the answers. I’m in Texas and have read up on most programs. Slight of the family contract I see no other options. Mom is not eligible for Medicaid for some time and due to stroke has to have help toileting, bathing, meals etc.
Does your mom have Long Term Care insurance that can pay a family member who is trained in some way? I have heard that some policies do allow that, although I am not sure how it works. Perhaps others might have information regarding this.
When my dad needed full-time care my sister and I checked into the details of his ltc policy just to see what it covered and there did not seem to be a way for us to be paid to care for him (and my sister is an RN). So we think of the policy as basically as insurance if something were to happen to one or both of us.
Abrackeen, if you do get licensed after schooling to be a caregiver, and if you sign up with a Caregiver Agency, the Agency would charge your Mom the standard rate for her care. Example, in my area the average rate is around $30/hour. Out of that $30/hour you may get half for your income. And the number of hours worked is set by State law.
Thus, it would be far better to help your Mom, without an Agency, and let her pay you the amount the caregiving Agency would be paying you. I do think the schooling would be excellent as so many of us dive into this adventure without any training at all.
Abrackeen, as Ahmijoy said, getting a caregiver license would allow you to work for an agency that could be hired to provide your mom's care. You may or may not be able to negotiate with the agency in advance to provide only your mother's care for a set number of hours per week -- it may be worth a shot.
An alternative to working for an agency is to be paid directly by your mom or other family members as Eyerishlass was. If your mom pays you, then make sure you have a signed and notarized personal services agreement (PCA) to ensure that her payments to you will not be considered as gifts made during a 5-year Medicaid look-back period that could be in your mom's future. (If your mom is eligible for veterans assistance, a PCA will also be useful for that.) Unless your mom's monthly retirement benefits are larger than most, a need for Medicaid could be in her future. Here's a link to an AgingCare.com article on Personal Care Agreements (PCA) including a link to a sample PCA: https://www.agingcare.com/articles/personal-care-agreements-compensate-family-caregivers-181562.htm
You haven't said what your mom's condition is or how many hours of care she needs, but if she needs 24-hour care now or in her likely future, that will be the equivalent of 4.5 full-time jobs (8,760 hours in a year / 1,940 avg. full-time hours = 4.56). My experience is that this becomes physically and mentally exhausting and the result is that nearly half of caregivers die before the person receiving care. If your mom does not yet need 24-hour care, then you providing her care via a PCA could be at least a temporary solution for her to help you with your finances while not not jeopardizing her future Medicaid eligibility.
If family caregivers are paid they are paid by the family member. I was 25 years old and my family had no idea what to do with my grandma who had Alzheimer's. I moved back to town and my family asked me to care for her and they paid me since I had to make a living.
There was no such arrangement when I cared for my mom. Or when I cared for my dad.
I’m not sure how this would work. If you went to school for a CNA or STNA, you would have to work for a home health care agency to get paid. The problem with that is you would be assigned to others for care as well, you wouldn’t be able to work for the agency and be Mom’s 24/7 caregiver. I have to think that if that course of action did work, there would be a bunch of us caregivers out there doing the same thing.
The truth is that most of us family caregivers don’t get paid. Some states provide a (very) small allowance, I think through Medicaid. I’ve heard the waiting list for those funds is very long. And yes, it’s not fair.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
When my dad needed full-time care my sister and I checked into the details of his ltc policy just to see what it covered and there did not seem to be a way for us to be paid to care for him (and my sister is an RN). So we think of the policy as basically as insurance if something were to happen to one or both of us.
What state are you in?
Thus, it would be far better to help your Mom, without an Agency, and let her pay you the amount the caregiving Agency would be paying you. I do think the schooling would be excellent as so many of us dive into this adventure without any training at all.
An alternative to working for an agency is to be paid directly by your mom or other family members as Eyerishlass was. If your mom pays you, then make sure you have a signed and notarized personal services agreement (PCA) to ensure that her payments to you will not be considered as gifts made during a 5-year Medicaid look-back period that could be in your mom's future. (If your mom is eligible for veterans assistance, a PCA will also be useful for that.) Unless your mom's monthly retirement benefits are larger than most, a need for Medicaid could be in her future. Here's a link to an AgingCare.com article on Personal Care Agreements (PCA) including a link to a sample PCA: https://www.agingcare.com/articles/personal-care-agreements-compensate-family-caregivers-181562.htm
You haven't said what your mom's condition is or how many hours of care she needs, but if she needs 24-hour care now or in her likely future, that will be the equivalent of 4.5 full-time jobs (8,760 hours in a year / 1,940 avg. full-time hours = 4.56). My experience is that this becomes physically and mentally exhausting and the result is that nearly half of caregivers die before the person receiving care. If your mom does not yet need 24-hour care, then you providing her care via a PCA could be at least a temporary solution for her to help you with your finances while not not jeopardizing her future Medicaid eligibility.
There was no such arrangement when I cared for my mom. Or when I cared for my dad.
The truth is that most of us family caregivers don’t get paid. Some states provide a (very) small allowance, I think through Medicaid. I’ve heard the waiting list for those funds is very long. And yes, it’s not fair.