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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Is there any way that you can use her S.S. money and/or pension money to pay for her stay in an Assisted Living facility? Isn't this better than the depletion of her assets and therefore YOUR inheritance? Just asking. If I were old and needing food, and shelter, I would NEVER deplete my assets. Life is too short.
She probably can. Here's the thing about Medicaid, as it was explained to me. Medicaid will use all your mother's assets to pay for the services she uses, and when all her money is gone, the program continues to provide service at taxpayer expense. But if you were expecting an inheritance, it will all have been liquidated and spent on her care. I'm not an attorney, so you might want to talk to one for ironclad information.
If your mother is fortunate enough to live in a State that participates in a Medicare Cash & Counseling Program this may also help your situation. For details go to: www.cashandcounseling.org
Ask this question to an Elder Care lawyer. Remember that Medicare is a federal program, while Medicaid is state-funded, with some federal assistance, program. There are numerical guidelines.
Here's a look at the different kind of limits that special state Medicaid programs impose on assisted living coverage. The specific rules are different for each state. • Some programs only cover people who would require nursing home care if they were not in assisted living. From the sound of your question, your mother might not qualify if her state program has this requirement. • Many programs pay for some personal care services provided by the assisted living facility, but not for room and board; others pay part of room and board costs. • The amount the program pays may depend on the level of services needed. If your mother lives in a state with this rule, and she needs few services, the program won't pay much if anything for her. • Some states cap monthly payments, regardless of how much care actually costs. • In some states, only a small number of people are covered; in these states there's usually a waiting list.
To learn the details of Medicaid coverage -- often called the Medicaid home and community-based services (HBSC) waiver -- in your parents' state, contact the state's Medicaid office. To find the state's Medicaid Web site, go online to any search engine and enter "Medicaid" and the name of that state. Or, you can call the Eldercare Locator toll-free at 800-677-1116 and ask for contact information for the state's Medicaid office. The assisted living facility you are interested in may also have useful information for you about the extent of coverage and qualifying for it.
Best to you and your family in resolving this perplexing issue, Be very careful that your Mom's level of care is not compromised.
Call your state Social Services and speak with a case worker. I know that your mom's total income will justify her getting Medicaid or Medical Assistance. The case worker will have to total mom's income from her pension or 401 K, Medicare, Stock dividends, etc. All the best to you and mom!
There's no Medicaid rule that requires a state Medicaid program to pay for assisted living. Most states don't cover it. But a few states have realized that assisted living usually costs much less than a nursing home. So, the state Medicaid program saves money if some people live in assisted living instead of nursing homes. If your mother is eligible for Medicaid and she lives in a state where Medicaid covers assisted living, she might get coverage for the place where she's now living. First, she has to apply for Medicaid coverage through her local county human services or social services office. She'll have to show her financial records, proving that she has a small income and few assets. If she qualifies for Medicaid and her state covers assisted living, the next step is to see if the place where she's living is certified to receive Medicaid payments.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
www.cashandcounseling.org
• Some programs only cover people who would require nursing home care if they were not in assisted living. From the sound of your question, your mother might not qualify if her state program has this requirement.
• Many programs pay for some personal care services provided by the assisted living facility, but not for room and board; others pay part of room and board costs.
• The amount the program pays may depend on the level of services needed. If your mother lives in a state with this rule, and she needs few services, the program won't pay much if anything for her.
• Some states cap monthly payments, regardless of how much care actually costs.
• In some states, only a small number of people are covered; in these states there's usually a waiting list.
To learn the details of Medicaid coverage -- often called the Medicaid home and community-based services (HBSC) waiver -- in your parents' state, contact the state's Medicaid office. To find the state's Medicaid Web site, go online to any search engine and enter "Medicaid" and the name of that state. Or, you can call the Eldercare Locator toll-free at 800-677-1116 and ask for contact information for the state's Medicaid office. The assisted living facility you are interested in may also have useful information for you about the extent of coverage and qualifying for it.
Best to you and your family in resolving this perplexing issue, Be very careful that your Mom's level of care is not compromised.
Hap
All the best to you and mom!
Eddie B.