I cannot continue to allow my mother to live in this house, it is in my backyard. She has schizo-effective disorder. She is a liability. I cannot afford to insure this house with her living in it.She has a reasonable income. Her aging and illness has become too much for me. I have no able siblings. I do not want POA. I have tried to find community services to help. She has repeatedly called the sheriff to report my wrongdoings. (imagined or justifiable) she is not handling her finances properly. She abandoned her own house, stopped paying the mortgage,taxes,insurance and upkeep. I have given up, her illness will not allow me to help and it has taken it's toll on me. I have half the income as she does, on disability, no food stamps, my car is not running, and I need the income I could receive by renting the house. She has been going to church begging for money and to neighbors for food. Since she doesn't pay her bills and is begging for food, I can only assume she is spending her money on her insatiable nicotine addiction. I cannnot afford any expense for an elder attorney. I live in TN.
You didn't say how old she is, how old you are, and if there are any other people to consider. If her house does sell, she will have to sign the Agreement For Sale and the Closing Statement. Since you do not want POA, someone else will have to do it. You need help, dear.
Maybe you could make a phone call to a group home in your area and get a few answers from them to tell you how to get the ball rolling. Good luck to you and God Bless you for all you've done for your Mom. I'm sure it has not been easy!
I've also labeled the circuit breakers for the stove and oven and turn them off whenever I have to leave the house for any length of time.
My personal opinion is that technically you are paying your daughter rent. If you don't have the responsibility and obligation to contribute to the property taxes, the utilities, the property insurance and the maintenance on the home and are not legally named on the deed, you are not a "co-owner." It would probably be more expensive for you to be a co-owner so be glad that you are able to rent and not have all the other expenses that go with home ownership.
Good luck to you and take care!
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